1112 NE 130 Ter, photo 1
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Overview

3 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/mo
Built1989
Lot12,430 sqft
Living area1,840 sqft
Price / sqft$126
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenL DiningSplit BedroomThermostatWindow TreatmentsPrivate Yard

1112 NE 130 Ter is a 1989-built home in Trails East, Silver Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $232,000 (about $126/sqft), 158 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Very nice home with chain link fence in back yard. You have the best if both worlds with the National Forest behind the home and the community park across the street with no homes abstracting the view to the lake. This home had a family room with a gas fireplace and a sliding door that goes onto the 15 X 17 back porch. This home does have a split bedroom plan with nice size bedrooms.

The essentials

Built
1989
Price / sqft
$126
On market
175 days
Annual tax
$4,557
HOA
$120/mo
Flood zone
X · Low risk
Lot
12,430 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Water views
Water
2 car garage
0.29 acres
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$1,826/mo
Down payment (20%)
$46,400
Property taxes
$380/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
12,430 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Days on Market
175
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Split Bedroom
Thermostat
Window Treatments
Private Yard
Storage
Dishwasher
Electric Water Heater
Exhaust Fan
Range
Range Hood
Flood Zone X
Annual Tax (2025)
$4,557
Parcel #
31982-002-23

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trails East
County
Marion
MLS Area
34488 - Silver Springs
Lot Size
12,430 sqft
In County
HOA
$120/mo
Sentry Management/Rod Edwards

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM722992
$232,000-2.1%
$126/sqft
-
Price change
Source: Stellar MLS #OM722992
$237,000-2.1%
$129/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #OM722992
$242,000
$132/sqft

Neighborhood

1112 NE 130 Ter
Silver Springs, FL, 34488 · 34488 - Silver Springs

Market insights

Offer Insights

Choose an offer strength

List price: $232,000
$222,500 – $232,000
96.2% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 34488 landed at this number or higher (51%). The median one sat 68 days before it went under contract, and this one is on day 175 after a $10,000 cut.

Sample: 75 closed home sales in 34488 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,826/mo
Principal & interest$1,210
Property taxes$380
Insurance$116
HOA$120
Down payment20% · $46,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$232,000

$126 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,840 sq ft

Time on market

175 days

Year built

1989

Monthly payment

About $1,826/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,557 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Sentry Management/Rod Edwards.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBILL RODGERS REALTYListing agent: Billy Rodgers, IIIListing data from Stellar MLS, MLS# OM722992.

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