8445 SW 109th St, photo 1
Active
1 / 32

Overview

2 bd1 ba912 sqft1 car garageSingle Family
TypeSingle Family
HOA$150.84/mo
Built1987
Lot6,970 sqft
Living area912 sqft
Price / sqft$164
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private MailboxDishwasherRangeRange HoodRefrigerator

8445 SW 109th St is a 1987-built home in Oak Run Nbrhd 03, Ocala. Inside you'll find 2 bedrooms, 1 bathrooms, and 912 square feet of living space. Listed at $150,000 (about $164/sqft), 167 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150.84 monthly.

From the listing

Welcome to this beautifully updated home in the highly sought-after 55+ community of Oak Run! This move-in ready property offers peace of mind with a 2024 roof, 2025 electrical panel, and brand-new 2026 appliances. Additional upgrades include an updated water heater, fresh interior paint (2026), and new flooring throughout. Enjoy your morning coffee on the charming front porch or relax year-round in the enclosed lanai overlooking a spacious yard. This home combines comfort, style, and low-maintenance living in one of the area’s most active adult communities. Oak Run offers an exceptional lifestyle with 6 pools (including an indoor pool), 2 state-of-the-art fitness centers, and a wide variety of clubs and activities—perfect for staying active and social. Don’t miss your opportunity to enjoy resort-style living in this beautifully upgraded home!

The essentials

Built
1987
Price / sqft
$164
On market
170 days
Annual tax
$714
HOA
$150.84/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
1 car garage
6,970 sqft lot
Lot size
912 sqft
Living area

Payment

Est. monthly payment
$1,067/mo
Down payment (20%)
$30,000
Property taxes
$60/mo
HOA
$150.84/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
170
Ceiling Fans(s)
Private Mailbox
Dishwasher
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$714
Parcel #
7003-006-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run Nbrhd 03
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,970 sqft
HOA
$150.84/mo
Oak Run Community Services

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM723277
$150,000-6.2%
$164/sqft
-
Price change
Source: Stellar MLS #OM723277
$159,900-5.9%
$175/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #OM723277
$169,900
$186/sqft

Neighborhood

8445 SW 109th St
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $150,000
$147,500 – $150,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 170 after a $19,900 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,068/mo
Principal & interest$782
Property taxes$60
Insurance$75
HOA$151
Down payment20% · $30,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

$164 per sq ft

Beds and baths

2 beds, 1 baths

Size

912 sq ft

Time on market

170 days

Year built

1987

Monthly payment

About $1,067/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $714 annual tax bill, insurance, and the $150.84/mo HOA fee.

HOA fee

$150.84/mo

Managed by Oak Run Community Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFONTANA REALTYListing agent: Philip StevensListing data from Stellar MLS, MLS# OM723277.

Keep exploring Florida

Pick up where you left off, or see what else is out there.