4323 NW 12th Ter, photo 1
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Overview

4 bd2 ba1,252 sqftSingle Family
TypeSingle Family
HOANone listed
Built1956
Lot14,810 sqft
Living area1,252 sqft
Price / sqft$196

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrivate YardDryerMicrowaveRangeRefrigeratorWasher

4323 NW 12th Ter is a 1956-built home in Magnolia Heights, Gainesville. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,252 square feet of living space. Listed at $244,900 (about $196/sqft), 168 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this well-located Gainesville property offering comfort, convenience, and strong long-term potential. Nestled in an established neighborhood, this home provides a functional layout with inviting living spaces and a spacious lot that allows room for outdoor enjoyment, personalization, or future improvements. The location is a standout feature—just minutes from everyday essentials including Publix, ALDI, CVS, Walgreens, and a variety of dining options along the nearby commercial corridor. Whether it’s a quick grocery run or grabbing a meal, everything you need is close by, making daily living highly convenient. For commuters, the property offers easy access to major roadways and is approximately 12–18 minutes from the University of Florida, creating strong appeal for faculty, staff, and medical professionals. Downtown Gainesville, parks, and additional shopping and entertainment options are also within a short drive. Ideal for both homeowners and investors, this property combines location, accessibility, and upside potential in one of Gainesville’s established and steadily growing areas. A great opportunity to secure a home in a well-connected and desirable setting. Seller will contribute towards closing cost. A/C was serviced on 6/16/2026 and is operating properly. Roof is a 2018 roof. Water Heater is 2021, is functioning properly with no issues. Electrical Panel is 2021.

The essentials

Built
1956
Price / sqft
$196
On market
168 days
Annual tax
$2,271
Flood zone
X · Low risk
Lot
14,810 sqft
Type
Single Family Residence

At a glance

Single family
Built 1956
0.34 acres
Lot size
1,252 sqft
Living area

Payment

Est. monthly payment
$1,589/mo
Down payment (20%)
$48,980
Property taxes
$189/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1956
Lot
14,810 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
168
Eat-in Kitchen
Private Yard
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,271
Parcel #
08103-002-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Heights
County
Alachua
MLS Area
32609 - Gainesville
Lot Size
14,810 sqft

Price history

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #OM723588
$244,900-3.9%
$196/sqft
-
Price change
Source: Stellar MLS #OM723588
$254,900-2.0%
$204/sqft
4/26/2026
Listed for sale
Source: Stellar MLS #OM723588
$260,000
$208/sqft

Neighborhood

4323 NW 12th Ter
Gainesville, FL, 32609 · 32609 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $244,900
$237,500 – $244,900
97.2% – 100% of listTops out right at the list price
80% of listList price
35 of the last 69 home closings in 32609 landed at this number or higher (51%). The median one sat 36 days before it went under contract, and this one is on day 168 after a $15,100 cut.

Sample: 69 closed home sales in 32609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,589/mo
Principal & interest$1,277
Property taxes$189
Insurance$122
Down payment20% · $48,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,900

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,252 sq ft

Time on market

168 days

Year built

1956

Monthly payment

About $1,589/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,271 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySTALLIONS REALTY LLCListing agent: Joy BakerListing data from Stellar MLS, MLS# OM723588.

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