8889 SW 86th Loop, photo 1
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Overview

3 bd2 ba2,701 sqft3 car garageSingle Family
TypeSingle Family
HOA$366.1/mo
Built2014
Lot9,148 sqft
Living area2,701 sqft
Price / sqft$180
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

8889 SW 86th Loop is a 2014-built home in Candler Hills, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,701 square feet of living space. Listed at $485,000 (about $180/sqft), 124 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $366.1 monthly.

From the listing

Stunning Sterling Grand on the 4th Hole of Candler Hills Golf Course This 2014 Sterling Grand model was designed for elevated tastes and effortless living. Featuring 3 bedrooms plus a den, 2 bathrooms, and a 3-car garage, this home blends luxury finishes with thoughtful functionality, all set against the picturesque backdrop of the 4th hole at Candler Hills Golf Course. Step inside to a gorgeous kitchen that will delight any chef: dark wood cabinets with crown molding and light rail, Cambria quartz countertops, glass subway tile backsplash, under and over cabinet lighting, and stainless-steel appliances. A matching portable island provides flexible prep space and neatly tucks into the drop zone when not in use. Cabinets with rain glass inserts extend into the dining area, perfect for a coffee station or extra storage. The spacious main suite showcases double door entry, a tray ceiling with double crown molding, custom window treatments, and an expansive walk-in closet with designer built-ins. The ensuite bath offers a jetted garden tub, tiled walk-in shower, and dual vanities for a spa-like retreat. Both guest bedrooms include walk-in closets with built-ins, and the guest bath impresses with a frameless walk-in shower. Thoughtful details abound throughout tile set on the diagonal, crown molding in every room, faux painting, built-ins in all closets (including the pantry), and Speed Queen commercial-grade washer and dryer. The laundry room doubles as a craft or hobby space, and the drop zone features additional custom storage. Outdoors, relax in the enclosed lanai with spectacular northern golf course views through wide sliding doors for unobstructed vistas. The patio area is ideal for entertaining or quiet enjoyment of the scenery. Additional upgrades include stone elevation and xeriscaped landscaping for low maintenance, tankless gas water heater, 8ft. doors, NEW HVAC system (installed June 2024), and custom window treatments throughout. Candler Hills is the estate section of On Top of the World, Ocala's premier 55+ active adult, golf resort community. Residents of Candler enjoy curbside mail and waste collection as well as the use of the Private amenities including The Lodge, the Candler Community Center, and the future Azura.

The essentials

Built
2014
Price / sqft
$180
On market
154 days
Annual tax
$6,162
HOA
$366.1/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Fitness center too
3 car garage
Driveway
9,148 sqft lot
Lot size
2,701 sqft
Living area

Payment

Est. monthly payment
$3,651/mo
Down payment (20%)
$97,000
Property taxes
$513/mo
HOA
$366.1/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
9,148 sqft
Cooling
Central Air, Attic Fan
Heating
Natural Gas
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
154
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Rain Gutters
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$6,162
Parcel #
3531-1535-25

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Candler Hills
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,148 sqft
In CountyLandscapedOn Golf CoursePrivatePaved
HOA
$366.1/mo
Lori Sands

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM724433
$485,000-4.0%
$180/sqft
-
Price change
Source: Stellar MLS #OM724433
$505,000-3.8%
$187/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #OM724433
$524,900
$194/sqft

Neighborhood

8889 SW 86th Loop
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $485,000
$475,000 – $485,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 154 after a $39,900 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,652/mo
Principal & interest$2,529
Property taxes$513
Insurance$243
HOA$366
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,000

$180 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,701 sq ft

Time on market

154 days

Year built

2014

Monthly payment

About $3,651/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,162 annual tax bill, insurance, and the $366.1/mo HOA fee.

HOA fee

$366.1/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Tammy CoughlinListing data from Stellar MLS, MLS# OM724433.

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