2409 SW 20th Ter, photo 1
Active
1 / 67

Overview

3 bd3 ba1,879 sqft2 car garageTownhouse
TypeTownhouse
HOA$170/mo
Built2000
Living area1,879 sqft
Price / sqft$141
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)Clubhouse

2409 SW 20th Ter is a 2000-built home in Cala Hills, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,879 square feet of living space. Listed at $265,000 (about $141/sqft), 150 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 monthly.

From the listing

The price just dropped. The reasons to take a look just added up! Welcome to 2409 SW 20th Terrace in Cala Hills, where spacious living, community amenities, and a convenient location within Ocala’s city limits come together. With 3 bedrooms, 2.5 baths, and approximately 1,879 square feet, this townhouse-style home has room to spread out and settle in. Cathedral ceilings add an airy feel, while stone countertops, laminate and tile flooring, a two-car garage, and a roof replaced in 2022 bring practical appeal. A covered porch offers a spot to unwind, and the association maintains the exterior and grounds. Your weekend plans just got a little more interesting. Speaking of plans, Cala Hills offers a community pool, clubhouse, fitness center, and tennis courts. Start with a workout, make time for a swim, or enjoy a little friendly competition on the court. There’s plenty to enjoy close to your own front door. Beyond the community, shopping, eateries, and area hospitals are conveniently nearby, with easy access to downtown Ocala, major roads, and highway connections. Dinner downtown or errands around town? This location makes getting out and about easy. A newly reduced price, room to breathe, and amenities worth getting excited about. Give this Cala Hills home a closer look. It deserves more than a scroll!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2000
Price / sqft
$141
On market
150 days
Annual tax
$2,497
HOA
$170/mo
Flood zone
X · Low risk
Type
Townhouse

At a glance

Townhouse
Built 2000
Community pool
Fitness center too
2 car garage
Garage Door Opener
1,879 sqft
Living area

Payment

Est. monthly payment
$1,893/mo
Down payment (20%)
$53,000
Property taxes
$208/mo
HOA
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2000
Lot
-
Cooling
Central Air
Heating
Heat Pump
Parking
Garage Door Opener, Off Street
Days on Market
150
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Community Mailbox
Fitness Center
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Saddlewood Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,497
Parcel #
2357-014-002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cala Hills
County
Marion
MLS Area
34471 - Ocala
Lot Size
-
City LimitsLandscapedStreet Dead-EndPaved
HOA
$170/mo
Bosshardt Management Company

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #OM724569
$265,000-5.3%
$141/sqft
-
Price change
Source: Stellar MLS #OM724569
$279,900-5.1%
$149/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #OM724569
$295,000
$157/sqft

Neighborhood

2409 SW 20th Ter
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$262,500 – $265,000
98.7% – 100% of listTops out right at the list price
80% of listList price
8 of the last 15 townhouse or villa closings in 34471 landed at this number or higher (53%). The median one sat 46 days before it went under contract, and this one is on day 150 after a $30,000 cut.

Sample: 15 closed townhouse or villa sales in 34471 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,893/mo
Principal & interest$1,382
Property taxes$208
Insurance$133
HOA$170
Down payment20% · $53,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$141 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,879 sq ft

Time on market

150 days

Year built

2000

Monthly payment

About $1,893/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,497 annual tax bill, insurance, and the $170/mo HOA fee.

HOA fee

$170/mo

Managed by Bosshardt Management Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROBB HARRISON REALTY INCListing agent: Robb HarrisonListing data from Stellar MLS, MLS# OM724569.

Keep exploring Florida

Pick up where you left off, or see what else is out there.