428 NE 21st Ter, photo 1
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Overview

2 bd2 ba1,272 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot10,890 sqft
Living area1,272 sqft
Price / sqft$191

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatWindow TreatmentsPrivate YardDishwasherDryerElectric Water HeaterRangeRefrigerator

428 NE 21st Ter is a 1962-built home in Heritage Hills Replat, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,272 square feet of living space. Listed at $242,400 (about $191/sqft), 118 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT. VACANT, EASY TO SHOW, MOVE-IN READY. Welcome home to this beautifully updated 2-bedroom, 2-bath residence tucked away on a dead-end street in a conveniently located neighborhood close to Ft King Middle School and Wyomina Park Elementary School and just minutes from downtown, and within walking distance to Heritage Nature Park. This home offers comfort, style, and plenty of outdoor space. It is just waiting for new owners. Although this was a 3 bedroom home, the third bedroom has been made into and used as a HUGE walk- in closet off of the main bedroom. Closet can easily be converted back to a third bedroom. Step inside to discover modern floating laminate flooring throughout the home (original hardwood floors are still underneath), creating a seamless and contemporary feel. The updated kitchen features stylish finishes including granite countertops and updated appliances. Both bathrooms have been tastefully renovated for a fresh, modern look, which include large walk-in shower in main bathroom. Other updated features include NEW ROOF 2026, AC in 2023, windows 2021 and window blinds in 2017. Enjoy relaxing or entertaining on the wooden deck in the large fenced backyard, perfect for pets, kids, or gatherings. The double gate on one side can accommodate a boat or RV to be stored in the back yard.. The other side has a single gate to get to the spacious storage shed that adds extra storage convenience for tools or equipment. This home combines quiet neighborhood living with easy access to shopping, dining, entertainment, and downtown amenities. Don’t miss your opportunity to own this updated gem in a CONVENIENT location. MOTIVATED SELLERS.

The essentials

Built
1962
Price / sqft
$191
On market
130 days
Annual tax
$787
Flood zone
AE
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
0.25 acres
Lot size
1,272 sqft
Living area

Payment

Est. monthly payment
$1,451/mo
Down payment (20%)
$48,480
Property taxes
$66/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
130
Thermostat
Window Treatments
Private Yard
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$787
Parcel #
28217-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Hills Replat
County
Marion
MLS Area
34470 - Ocala
Lot Size
10,890 sqft
Paved

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #OM725834
$242,400-1.0%
$191/sqft
-
Price change
Source: Stellar MLS #OM725834
$244,900-2.0%
$193/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #OM725834
$250,000
$197/sqft

Neighborhood

428 NE 21st Ter
Ocala, FL, 34470 · 34470 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $242,400
$242,400
99.5% – 100% of listTops out right at the list price
80% of listList price
101 of the last 185 home closings in 34470 landed at this number or higher (55%). The median one sat 40 days before it went under contract, and this one is on day 130 after a $7,600 cut.

Sample: 185 closed home sales in 34470 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,451/mo
Principal & interest$1,264
Property taxes$66
Insurance$121
Down payment20% · $48,480
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$242,400

$191 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,272 sq ft

Time on market

130 days

Year built

1962

Monthly payment

About $1,451/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $787 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byWEICHERT REALTORS HALLMARK PROPERTIESListing agent: Linda KressListing data from Stellar MLS, MLS# OM725834.

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