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Overview

3 bd2 ba1,456 sqftSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot54,014 sqft
Living area1,456 sqft
Price / sqft$274

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenGardenPrivate MailboxPrivate YardStorageDryerWasherWater Filtration System

125 Ann St is a 1998-built home in Little Orange Lake, Hawthorne. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,456 square feet of living space. Listed at $399,000 (about $274/sqft), 127 days on market. Flood zone A - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Escape to peaceful lakefront living in this beautifully maintained 3-bedroom, 2-bathroom home nestled along the shores of Little Orange Lake in Hawthorne. Offering the perfect blend of privacy , functionality, and outdoor enjoyment. From the moment you arrive, you'll be welcomed by a charming covered front porch, mature landscaping, and a majestic oak tree that creates incredible curb appeal. The fully fenced property is thoughtfully designed and includes an irrigation system, whole-house water filtration system, and two above-ground planter boxes. There is also two storage sheds on the property for all your gardening, hobby, and storage needs. Inside, the split-bedroom floor plan provides privacy and comfort. The spacious primary suite features a large bathroom complete with a soaking tub, separate walk-in shower, and abundant storage. The galley-style kitchen offers plenty of cabinetry and countertop space, along with a cozy dining area perfect for everyday meals. Outdoor living takes center stage with a screened lanai, expansive deck constructed of marine-grade wood, and a long private dock stretching into Little Orange Lake. Perfect for fishing, boating, wildlife, or simply taking in breathtaking waterfront views. Little Orange Lake is part of the larger Orange Creek Basin watershed with canal connections to Holdens Pond and Moss Lee Lake, offering exceptional opportunities for recreation and exploration. You'll enjoy direct access to Moss Lee and Holden Pond. This property is conveniently located approximately 30 minutes from Gainesville and under an hour from Ocala, making it an ideal retreat without sacrificing access to shopping, dining, and everyday conveniences. Whether you're searching for a full-time residence, weekend getaway, or lakefront retreat, this property delivers the Florida lifestyle you've been dreaming of. Schedule your private showing today! **FREE APPRAISAL WITH PREFERRED LENDER THROUGH JUNE 30TH - credited at closing**

The essentials

Built
1998
Price / sqft
$274
On market
127 days
Annual tax
$1,323
Flood zone
A
Lot
54,014 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Lake Front
1.24 acres
Lot size
1,456 sqft
Living area

Payment

Est. monthly payment
$2,391/mo
Down payment (20%)
$79,800
Property taxes
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
54,014 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Lake Front
Days on Market
127
Eat-in Kitchen
Garden
Private Mailbox
Private Yard
Storage
Dryer
Washer
Water Filtration System
Homestead exemption on file Flood Zone A
Annual Tax (2025)
$1,323
Parcel #
06-11-23-0000-0050-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Little Orange Lake
County
Putnam
MLS Area
32640 - Hawthorne
Lot Size
54,014 sqft
LandscapedUnpaved

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #OM725888
$399,000-2.8%
$274/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #OM725888
$410,500
$282/sqft

Neighborhood

125 Ann St
Hawthorne, FL, 32640 · 32640 - Hawthorne

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$392,500 – $399,000
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 77 home closings in 32640 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 127 after a $11,500 cut.

Sample: 77 closed home sales in 32640 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,391/mo
Principal & interest$2,081
Property taxes$110
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$274 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,456 sq ft

Time on market

127 days

Year built

1998

Monthly payment

About $2,391/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,323 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGAILEY ENTERPRISES REAL ESTATEListing agent: Mary StewartListing data from Stellar MLS, MLS# OM725888.

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