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About this home
6865 SW 97th Terrace Rd is a 2008-built home in Stone Creek, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,420 square feet of living space. Listed at $564,900 (about $233/sqft), 131 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $265 monthly.
Location, Location, Location! Set on one of the most desirable homesites in Stone Creek and one of the community’s highest elevations, this beautifully maintained 3-bedroom, 2-bath Kingston model enjoys an exceptional setting above the golf course with sweeping views of the 6th green and a glimpse of the lake beyond. The elevated homesite, western exposure, and beautiful golf course backdrop create a sense of openness and privacy that truly sets this property apart. The spacious kitchen is both elegant and functional, featuring cherry-stained maple cabinetry with 42-inch upper cabinets, granite countertops, a travertine backsplash, and stainless-steel appliances. The open-concept floor plan provides comfortable living and entertaining space, with tile flooring throughout the main living areas and new luxury laminate flooring in all bedrooms, adding both style and durability. The primary suite features dual vanities, a frameless glass shower, garden tub, and generous closet space. Recent updates provide peace of mind and include a 2024 roof, HVAC system, water heater, updated irrigation controls, remodeled laundry room, fresh interior paint, and a fully insulated 2.5-car garage with separate golf cart entry. Step outside to your private Florida retreat featuring a screened lanai and saltwater spool with Pentair heat pump, allowing it to function as either a refreshing pool or relaxing spa year-round. The home faces west, providing welcome afternoon shade on the lanai—the perfect place to unwind and enjoy the beautiful golf course setting. Beyond the screen enclosure, a spacious open patio provides additional room for entertaining, outdoor dining, or simply taking in the sweeping views overlooking Stone Creek’s 6th green. A custom-painted driveway enhances the home’s curb appeal and welcoming presence. Located within the highly sought-after active adult community of Del Webb Stone Creek, residents enjoy championship golf, resort-style pools, fitness and spa facilities, tennis, pickleball, numerous clubs, and a vibrant social calendar. Conveniently located just minutes from the World Equestrian Center, shopping, dining, and medical facilities, this move-in-ready home combines an exceptional elevated homesite, beautiful golf course views, extensive updates, and resort-style living in one of Ocala’s most desirable 55+ communities. Seller is motivated—come experience this exceptional Stone Creek home and see what makes this location so special.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$564,900
$233 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,420 sq ft
Time on market
131 days
Year built
2008
Monthly payment
About $3,863/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,434 annual tax bill, insurance, and the $265/mo HOA fee.
HOA fee
$265/mo
Managed by Rachel Mayer.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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