7981 SW 81st Loop, photo 1
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Overview

3 bd2 ba2,062 sqft2 car garageSingle Family
TypeSingle Family
HOA$267.94/mo
Built2005
Lot7,841 sqft
Living area2,062 sqft
Price / sqft$145
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)Private MailboxSliding DoorsBuyer Approval Required

7981 SW 81st Loop is a 2005-built home in Indigo East Phase 1, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,062 square feet of living space. Listed at $299,000 (about $145/sqft), 124 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $267.94 monthly.

From the listing

Located in a desirable 55+ community, this home offers a wonderful lifestyle with amenities and a welcoming neighborhood.This beautifully maintained 3-bedroom, 2-bath home sits on a premiem lot and offers the perfect blend of comfort, functionality, and style. The spacious island kitchen opens seamlessly to the family room and features abundant cabinet space, a pantry, and elegant under-cabinet lighting, sliding cabinet shelves for easy accces. A charming bay window fills the space with natural light, while the formal dining room provides an ideal setting for entertaining guests. The primary suite is a true retreat, boasting two walk-in closets with built-in shelving and a luxurious en-suite bathroom complete with dual sinks, a relaxing garden tub, and a separate shower. Additional highlights include an indoor laundry room with built-in storage, pocket door and the convenience of an included washer and dryer. The garage has been upgraded with durable epoxy flooring , screened in garage door and includes a dedicated workshop area. Step outside to enjoy the Lanai and screened-in birdcage patio and a fully fenced backyard with a beautiful park setting and no rear neighbors, offering exceptional privacy. Major updates add peace of mind, exterior painted in 2020, air conditioning system installed in 2020, along with a roof installed in 2024. Location is great, near Equestrian Center, Medical offices and restaurants. Some furniture is for sale.

The essentials

Built
2005
Price / sqft
$145
On market
124 days
Annual tax
$3,166
HOA
$267.94/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
2 car garage
7,841 sqft lot
Lot size
2,062 sqft
Living area

Payment

Est. monthly payment
$2,240/mo
Down payment (20%)
$59,800
Property taxes
$264/mo
HOA
$267.94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
124
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Private Mailbox
Sliding Doors
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,166
Parcel #
3566-1107-05

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo East Phase 1
County
Marion
MLS Area
34476 - Ocala
Lot Size
7,841 sqft
HOA
$267.94/mo
Lori Sands

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #OM726330
$299,000-3.2%
$145/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #OM726330
$309,000
$150/sqft

Neighborhood

7981 SW 81st Loop
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.2% – 100% of listTops out right at the list price
80% of listList price
237 of the last 473 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 124 after a $10,000 cut.

Sample: 473 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,241/mo
Principal & interest$1,559
Property taxes$264
Insurance$150
HOA$268
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$145 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,062 sq ft

Time on market

124 days

Year built

2005

Monthly payment

About $2,240/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,166 annual tax bill, insurance, and the $267.94/mo HOA fee.

HOA fee

$267.94/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTYListing agent: Ella TorresListing data from Stellar MLS, MLS# OM726330.

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