3697 SW 128th Pl, photo 1
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Overview

4 bd2 ba1,886 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot13,504 sqft
Living area1,886 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsAwning(s)

3697 SW 128th Pl is a 2020-built home in Marion Oaks Un 7, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,886 square feet of living space. Listed at $349,900 (about $186/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Priced to Move at $359,900 — North Marion Oaks Opportunity Awaits Own This Home with No Money Out of Pocket — Through the seller's preferred lender's GreenEnergy financing program, this home can be purchased with no money out of pocket — plus you have the option to buy down your interest rate for an even lower monthly payment. Ask your agent for details. Opportunity knocks — and this one is priced to move. Tucked in a sought-after location on the north side of Marion Oaks, just minutes from I-75 and convenient to everything the north 484 corridor offers, this stunning 2020-built home delivers modern living at its finest — with the added bonus of being within walking distance to Marion Oaks Elementary, a huge win for families. Step inside and feel the difference. A bright, open-concept floor plan welcomes you with natural light, clean contemporary finishes, and a kitchen designed to impress — granite countertops, a smart layout, and a seamless flow into the main living areas that makes everyday life feel effortless and entertaining feel easy. Out back, your private retreat awaits. A remote-controlled retractable awning with integrated lighting transforms the outdoor space into a year-round haven — whether you're hosting friends or unwinding after a long day. The beautifully landscaped yard adds curb appeal, privacy, and low-maintenance charm. The split-bedroom floor plan offers flexibility for guests, a home office, or multi-generational living, while the primary suite delivers a true escape with a spa-inspired bath. A two-car garage with built-in storage rounds out the package. Financing Made Easier for Buyers Buyers who use the seller's preferred lender's GreenEnergy program can purchase this home with no money out of pocket, with the added flexibility to buy down the interest rate — making homeownership more accessible with less upfront cash and a lower monthly payment. Move-in ready. Immaculately maintained. Motivated seller. And with the elementary school just a short walk away, mornings just got a lot easier. This one won't last — schedule your private showing today.

The essentials

Built
2020
Price / sqft
$186
On market
119 days
Annual tax
$3,163
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
0.31 acres
Lot size
1,886 sqft
Living area

Payment

Est. monthly payment
$2,264/mo
Down payment (20%)
$69,980
Property taxes
$264/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
13,504 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
119
Ceiling Fans(s)
High Ceilings
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Legacy Elementary School
Middle
Horizon Academy/Mar Oaks
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,163
Parcel #
8007-1063-16

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marion Oaks Un 7
County
Marion
MLS Area
34473 - Ocala
Lot Size
13,504 sqft
ClearedLandscaped

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #OM726707
$349,900-2.8%
$186/sqft
-
Price change
Source: Stellar MLS #OM726707
$359,900-2.4%
$191/sqft
6/17/2026
Listed for sale
Source: Stellar MLS #OM726707
$368,900
$196/sqft

Neighborhood

3697 SW 128th Pl
Ocala, FL, 34473 · 34473 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
347 of the last 599 home closings in 34473 landed at this number or higher (58%). The median one sat 58 days before it went under contract, and this one is on day 119 after a $19,000 cut.

Sample: 599 closed home sales in 34473 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,263/mo
Principal & interest$1,825
Property taxes$264
Insurance$175
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$186 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,886 sq ft

Time on market

119 days

Year built

2020

Monthly payment

About $2,264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,163 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byAXEN REALTY, LLCListing agent: Jennifer HayListing data from Stellar MLS, MLS# OM726707.

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