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About this home
3697 SW 128th Pl is a 2020-built home in Marion Oaks Un 7, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,886 square feet of living space. Listed at $349,900 (about $186/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Priced to Move at $359,900 — North Marion Oaks Opportunity Awaits Own This Home with No Money Out of Pocket — Through the seller's preferred lender's GreenEnergy financing program, this home can be purchased with no money out of pocket — plus you have the option to buy down your interest rate for an even lower monthly payment. Ask your agent for details. Opportunity knocks — and this one is priced to move. Tucked in a sought-after location on the north side of Marion Oaks, just minutes from I-75 and convenient to everything the north 484 corridor offers, this stunning 2020-built home delivers modern living at its finest — with the added bonus of being within walking distance to Marion Oaks Elementary, a huge win for families. Step inside and feel the difference. A bright, open-concept floor plan welcomes you with natural light, clean contemporary finishes, and a kitchen designed to impress — granite countertops, a smart layout, and a seamless flow into the main living areas that makes everyday life feel effortless and entertaining feel easy. Out back, your private retreat awaits. A remote-controlled retractable awning with integrated lighting transforms the outdoor space into a year-round haven — whether you're hosting friends or unwinding after a long day. The beautifully landscaped yard adds curb appeal, privacy, and low-maintenance charm. The split-bedroom floor plan offers flexibility for guests, a home office, or multi-generational living, while the primary suite delivers a true escape with a spa-inspired bath. A two-car garage with built-in storage rounds out the package. Financing Made Easier for Buyers Buyers who use the seller's preferred lender's GreenEnergy program can purchase this home with no money out of pocket, with the added flexibility to buy down the interest rate — making homeownership more accessible with less upfront cash and a lower monthly payment. Move-in ready. Immaculately maintained. Motivated seller. And with the elementary school just a short walk away, mornings just got a lot easier. This one won't last — schedule your private showing today.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,900
$186 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,886 sq ft
Time on market
119 days
Year built
2020
Monthly payment
About $2,264/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,163 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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