485 NW 45th Ln, photo 1
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Overview

4 bd3 ba2,882 sqft3 car garageSingle Family
TypeSingle Family
HOA$590/yr
Built2005
Lot15,246 sqft
Living area2,882 sqft
Price / sqft$179
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsWalk-in Closet(s)Window TreatmentsDeed RestrictionsGated Community - No Guard

485 NW 45th Ln is a 2005-built home in Evergreen Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,882 square feet of living space. Listed at $515,000 (about $179/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $590 annually.

From the listing

Welcome to this stunning Triple Crown home loaded with upgrades and exceptional features. This spacious 4-bedroom, 3-bathroom home with a 3-car garage offers an open and inviting floor plan with vaulted ceilings, a desirable split-bedroom layout, and beautiful architectural details throughout. The gourmet kitchen features granite countertops, a center island, and ample cabinet space, all flowing seamlessly into the bright and spacious living areas. Elegant wood flooring, 14-foot doorways, decorative arches, and exquisite molding showcase the craftsmanship and attention to detail found throughout the home. The luxurious home offers a spa-like retreat with dual vanities, walk-in closets, and an oversized walk-in shower. Generously sized secondary bedrooms provide comfort and flexibility for family and guests. Step outside to your private backyard oasis featuring a screen-enclosed patio, in-ground swimming pool, and hot tub, perfect for entertaining or relaxing year-round. As one of the largest homes in the community, this spectacular residence is move-in ready and offers the perfect combination of luxury, comfort, and style. Don’t miss the opportunity to make this exceptional home yours!

The essentials

Built
2005
Price / sqft
$179
On market
109 days
Annual tax
$4,172
HOA
$590/yr
Flood zone
X · Low risk
Lot
15,246 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
In Ground
3 car garage
0.35 acres
Lot size
2,882 sqft
Living area

Payment

Est. monthly payment
$3,340/mo
Down payment (20%)
$103,000
Property taxes
$348/mo
HOA
$590/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
15,246 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground, Salt Water, Screen Enclosure
Days on Market
109
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Dishwasher
Microwave
Refrigerator
Washer
Elementary
Shady Hill Elementary School
Middle
Howard Middle School
High
Vanguard High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,172
Parcel #
15328-001-11

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Evergreen Estate
County
Marion
MLS Area
34475 - Ocala
Lot Size
15,246 sqft
Paved
HOA
$590/yr
Evergreen Estate Homeowners Association Inc.

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM727266
$515,000-1.9%
$179/sqft
-
Price change
Source: Stellar MLS #OM727266
$525,000-12.5%
$182/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #OM727266
$600,000
$208/sqft

Neighborhood

485 NW 45th Ln
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.2% – 100% of listTops out right at the list price
80% of listList price
45 of the last 88 home closings in 34475 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 109 after a $85,000 cut.

Sample: 88 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,340/mo
Principal & interest$2,686
Property taxes$348
Insurance$258
HOA$49
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$179 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,882 sq ft

Time on market

109 days

Year built

2005

Monthly payment

About $3,340/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,172 annual tax bill, insurance, and the $590/yr HOA fee.

HOA fee

$590/yr

Managed by Evergreen Estate Homeowners Association Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Dwan ThomasListing data from Stellar MLS, MLS# OM727266.

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