3960 SW 110th Ln, photo 1
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Overview

4 bd3 ba2,220 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot27,007 sqft
Living area2,220 sqft
Price / sqft$180
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsSplit BedroomPrivate EntrancePrivate MailboxPrivate YardConvection OvenCooktopDishwasher

3960 SW 110th Ln is a 2005-built home in Ocala Waterway Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,220 square feet of living space. Listed at $399,000 (about $180/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This spacious and versatile 4-bedroom, 3-bathroom residence offering 2,220 square feet of comfortable living space on an oversized 0.62-acre lot with NO HOA in the desirable Marion Oaks community. Perfectly positioned with convenient access to Ocala, this property combines generous indoor living with plenty of outdoor space to enjoy. From the moment you step inside, you'll appreciate the bright, open floor plan accented by soaring ceilings, elegant arched openings, and an abundance of natural light. The spacious living room flows effortlessly into the kitchen, creating an inviting space for everyday living and entertaining alike. Just off the main living area, a dedicated office with French doors provides the perfect setup for working from home, a playroom, or an additional flex space. Upstairs, an expansive loft offers endless possibilities as a second living room, media room, game room, or flex retreat. The oversized primary suite serves as a relaxing escape featuring vaulted ceilings, a spacious walk-in closet, dual vanities, a garden soaking tub, and a separate walk-in shower. Three additional bedrooms and two more full bathrooms provide comfortable accommodations for family and guests. Step outside to enjoy Florida living at its finest from the oversized screened lanai overlooking the expansive backyard. Sitting on over half an acre, the property provides exceptional outdoor space with added privacy and endless opportunities for gardening, recreation, entertaining, or even adding your dream pool. Whether you're searching for extra space to grow, room to entertain, or simply the freedom of a large homesite without HOA restrictions, this Marion Oaks property offers the flexibility, functionality, and location to fit a wide variety of lifestyles. Conveniently located just minutes from shopping, dining, medical facilities, and everything Ocala has to offer, this home is ready for its next chapter.

The essentials

Built
2005
Price / sqft
$180
On market
103 days
Annual tax
$4,040
Flood zone
X · Low risk
Lot
27,007 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
0.62 acres
Lot size
2,220 sqft
Living area

Payment

Est. monthly payment
$2,617/mo
Down payment (20%)
$79,800
Property taxes
$337/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
27,007 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
103
High Ceilings
Split Bedroom
Private Entrance
Private Mailbox
Private Yard
Convection Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,040
Parcel #
3579-002-060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocala Waterway Estate
County
Marion
MLS Area
34476 - Ocala
Lot Size
27,007 sqft

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM727540
$399,000-0.2%
$180/sqft
6/28/2026
Listed for sale
Source: Stellar MLS #OM727540
$399,900
$180/sqft

Neighborhood

3960 SW 110th Ln
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$395,000 – $399,000
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 103 after a $900 cut.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,617/mo
Principal & interest$2,081
Property taxes$337
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$180 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,220 sq ft

Time on market

103 days

Year built

2005

Monthly payment

About $2,617/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,040 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGAILEY ENTERPRISES REAL ESTATEListing agent: Drew MasseyListing data from Stellar MLS, MLS# OM727540.

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