12966 SW 86th CT, photo 1
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Overview

3 bd2 ba1,243 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot12,632 sqft
Living area1,243 sqft
Price / sqft$248
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanWalk-in Closet(s)Private MailboxSliding DoorsDishwasherRange

12966 SW 86th CT is a 2022-built home in Marion Oaks Un 12, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,243 square feet of living space. Listed at $307,990 (about $248/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This 3 Bedroom 2 bath home features an inviting living space with vinyl plank flooring throughout, an open concept floor plan, an attached garage, with a gourmet kitchen which includes stainless steel appliances, granite counter tops, and a breakfast/prep island. The gray luxury vinyl is easy to clean and flow through out the home. A large center island is great for a quick snack or causal dinning. The combination of Kitchen, Family and Dining room makes it easy to entertain. The primary bedroom fit for a king, with an ensuite bathroom and walk in closet.

The essentials

Built
2022
Price / sqft
$248
On market
93 days
Annual tax
$3,819
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
0.29 acres
Lot size
1,243 sqft
Living area

Payment

Est. monthly payment
$2,078/mo
Down payment (20%)
$61,598
Property taxes
$318/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
12,632 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
93
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Walk-in Closet(s)
Private Mailbox
Sliding Doors
Dishwasher
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,819
Parcel #
8012-1486-04

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marion Oaks Un 12
County
Marion
MLS Area
34473 - Ocala
Lot Size
12,632 sqft

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #OM727966
$307,990-2.2%
$248/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #OM727966
$314,900
$253/sqft

Neighborhood

12966 SW 86th CT
Ocala, FL, 34473 · 34473 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $307,990
$307,500 – $307,990
99.5% – 100% of listTops out right at the list price
80% of listList price
347 of the last 599 home closings in 34473 landed at this number or higher (58%). The median one sat 58 days before it went under contract, and this one is on day 93 after a $6,910 cut.

Sample: 599 closed home sales in 34473 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,079/mo
Principal & interest$1,606
Property taxes$318
Insurance$154
Down payment20% · $61,598
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$307,990

$248 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,243 sq ft

Time on market

93 days

Year built

2022

Monthly payment

About $2,078/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,819 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySUNCOAST PROPERTY MANAGEMENT LListing agent: Kelly TreadawayListing data from Stellar MLS, MLS# OM727966.

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