11043 W Harbor Watch Loop, photo 1
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Overview

4 bd3 ba2,050 sqftCondominium
TypeCondominium
HOA$607/mo
Built1990
Lot1,945 sqft
Living area2,050 sqft
Price / sqft$146

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsWalk-in Closet(s)Deed RestrictionsPoolTennis Court(s)

11043 W Harbor Watch Loop is a 1990-built home in Pelican Cove Unrec Condo, Crystal River. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,050 square feet of living space. Listed at $299,900 (about $146/sqft), 74 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $607 monthly.

From the listing

Do Not MISS THIS INCREDIBLE SAVINGS ON THIS DOUBLE UNIT CONDO and A Boat! One or more photo(s) has been virtually staged. Rare 4-Bedroom, 3-Bath Double Unit with 2 Car Covered Car Ports in Pelican Cove – Unbeatable Views & Prime Location! NOW WITH A BOAT FOR FISHING AND CRUISING WITH AN SUCCESSFUL OFFER AND CLOSING ON THIS HOME. This Boat will be yours with a successful offer. Dock Rental is reasonable and available for you. Don’t miss this rare opportunity to own one of the few double-unit condos tucked away in a quiet cul-de-sac within the highly sought-after Pelican Cove community. This spacious, maintenance-free 4-bedroom, 3-bath home includes 2 dedicated carport spaces and boasts spectacular views of a private nature sanctuary. Just a few steps away to enjoy the serene water views, with daily sightings of manatees, dolphins, ospreys, and eagles—a true Florida nature lover’s paradise, either walking along the doc or relaxing poolside in the community pool. Want to cycle, lots of space to do that and enjoy the view. Or going for a jog or walk, is refreshing and relaxing as you commune with nature! Want to boat, you can rent a private boat dock, giving you easy access to Crystal River, Kings Bay, Three Sisters Springs, and the Gulf of Mexico—ideal for boating, fishing, or simply enjoying life on the water. Pelican Cove offers an array of amenities including a community pool, tennis and pickleball courts, and proximity to a fascinating archaeological park, perfect for scenic walks. Located only 2 miles from downtown Crystal River, you’re just minutes from boutique shops, local dining, year-round festivals, and water adventures like kayaking and paddleboarding. Bonus: This home has never flooded, offering peace of mind for both full-time residents and seasonal visitors. Whether you're looking for a permanent home, a weekend getaway, or a high-potential vacation rental, this is Florida living at its finest.

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The essentials

Built
1990
Price / sqft
$146
On market
92 days
Annual tax
$4,156
HOA
$607/mo
Flood zone
AE
Lot
1,945 sqft
Type
Condominium

At a glance

Condo
Built 1990
Community pool
Shared amenity
2,050 sqft
Living area

Payment

Est. monthly payment
$2,667/mo
Down payment (20%)
$59,980
Property taxes
$346/mo
HOA
$607/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1990
Lot
1,945 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
92
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Walk-in Closet(s)
Deed Restrictions
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,156
Parcel #
17E-18S-17-0000-44440-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pelican Cove Unrec Condo
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
1,945 sqft
Cul-De-Sac
HOA
$607/mo
PELICAN COVE HOA

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #OM728361
$299,900-14.1%
$146/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #OM728361
$349,000
$170/sqft

Neighborhood

11043 W Harbor Watch Loop
Crystal River, FL, 34428 · 34428 - Crystal River

Calculator

Est. monthly payment
$2,667/mo
Principal & interest$1,564
Property taxes$346
Insurance$150
HOA$607
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,050 sq ft

Time on market

92 days

Year built

1990

Monthly payment

About $2,667/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,156 annual tax bill, insurance, and the $607/mo HOA fee.

HOA fee

$607/mo

Managed by PELICAN COVE HOA.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX FOXFIRE - HWY 40Listing agent: Paula FuhstListing data from Stellar MLS, MLS# OM728361.

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