14190 NE 199th Ln, photo 1
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Overview

3 bd2 ba1,727 sqftSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot10,890 sqft
Living area1,727 sqft
Price / sqft$174

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorPrimarybedroom UpstairsSolid Wood CabinetsBalconyPrivate EntrancePrivate YardDishwasher

14190 NE 199th Ln is a 1981-built home in Riversites Ph 02, Fort MC Coy. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,727 square feet of living space. Listed at $299,900 (about $174/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

UNIQUE MULTI-LIVING PROPERTY WITH FOUR SEPARATE FINISHED LIVING/RENTAL SPACES and established short-term rental potential! Situated on approximately .26 acres with approximately 2,400 square feet of finished living space, this one-of-a-kind Fort McCoy property offers exceptional flexibility for investors, multi-generational living, or buyers looking to offset their mortgage with rental income. Currently utilized in part as successful Airbnb and VRBO rentals with an established booking history, the property is ideally located near the Ocklawaha River and Ocala National Forest—putting some of North Central Florida's best outdoor recreation right at your doorstep. The property features FOUR DISTINCT FINISHED LIVING SPACES, each offering its own unique setup and potential. The main upstairs residence includes an updated kitchen with stainless steel appliances and ample cabinetry, a welcoming living room with a cozy corner fireplace, cedar accent walls, two bedrooms, and an updated full bathroom with a beautifully tiled walk-in shower. Double sliding glass doors open to a screened porch and adjoining wood deck overlooking the peaceful surroundings. The lower level has been thoughtfully configured into TWO SEPARATE FINISHED LIVING SPACES, each with its own private entrance. One includes a living room, kitchen area, bedroom, full bathroom, and utility area. The second offers a comfortable one-bedroom, one-bath layout with warm wood accents and a charming cabin-like atmosphere. These spaces provide excellent options for short-term rentals, extended family, guests, or additional income. Completing the property's FOURTH FINISHED LIVING SPACE, the former 18' x 20' metal garage has been converted into a studio-style space with electricity and a tankless gas water heater, adding even more flexibility for guests, extended family, hobbies, or potential rental use. Outside, enjoy a private entertaining area with a relaxing jacuzzi and dedicated grilling space. The approximately .26-acre corner lot also features a fully fenced area for pets and an additional storage shed with covered parking—ideal for lawn equipment, ATVs, kayaks, or other recreational gear. Furniture is negotiable, creating the opportunity for a more turnkey purchase. For outdoor enthusiasts and vacation renters alike, the location is a standout. The community boat ramp on the scenic Ocklawaha River is within walking distance, while the Ocala National Forest is just minutes away, offering access to boating, kayaking, fishing, hiking, hunting, ATV riding, and miles of Florida wilderness. With approximately 2,400 square feet of finished living space, FOUR SEPARATE LIVING/RENTAL AREAS, established short-term rental history, and a location near both the Ocklawaha River and Ocala National Forest, this is a truly unique opportunity. Whether you're looking for an income-producing investment, a multi-generational setup, a primary residence with supplemental rental income, or a property designed to accommodate multiple guests, the possibilities here are hard to match.

The essentials

Built
1981
Price / sqft
$174
On market
88 days
Annual tax
$2,567
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Private pool
Above Ground
0.25 acres
Lot size
1,727 sqft
Living area

Payment

Est. monthly payment
$1,928/mo
Down payment (20%)
$59,980
Property taxes
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
10,890 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Pool
Above Ground
Days on Market
88
Ceiling Fans(s)
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Wood Cabinets
Balcony
Private Entrance
Private Yard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$2,567
Parcel #
05569-052-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riversites Ph 02
County
Marion
MLS Area
32134 - Fort Mc Coy/Salt Springs
Lot Size
10,890 sqft
Corner LotIn CountyLevelPrivateUnpaved

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #OM728416
$299,900-6.3%
$174/sqft
-
Price change
Source: Stellar MLS #OM728416
$319,900-4.5%
$185/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #OM728416
$335,000
$194/sqft

Neighborhood

14190 NE 199th Ln
Fort MC Coy, FL, 32134 · 32134 - Fort Mc Coy/Salt Springs

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$282,500 – $299,900
94.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 32134 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 88 after a $35,100 cut.

Sample: 86 closed home sales in 32134 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,928/mo
Principal & interest$1,564
Property taxes$214
Insurance$150
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$174 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,727 sq ft

Time on market

88 days

Year built

1981

Monthly payment

About $1,928/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,567 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCRYSTAL SNOOK REAL ESTATEListing agent: Ashley SextonListing data from Stellar MLS, MLS# OM728416.

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