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About this home
14190 NE 199th Ln is a 1981-built home in Riversites Ph 02, Fort MC Coy. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,727 square feet of living space. Listed at $299,900 (about $174/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
UNIQUE MULTI-LIVING PROPERTY WITH FOUR SEPARATE FINISHED LIVING/RENTAL SPACES and established short-term rental potential! Situated on approximately .26 acres with approximately 2,400 square feet of finished living space, this one-of-a-kind Fort McCoy property offers exceptional flexibility for investors, multi-generational living, or buyers looking to offset their mortgage with rental income. Currently utilized in part as successful Airbnb and VRBO rentals with an established booking history, the property is ideally located near the Ocklawaha River and Ocala National Forest—putting some of North Central Florida's best outdoor recreation right at your doorstep. The property features FOUR DISTINCT FINISHED LIVING SPACES, each offering its own unique setup and potential. The main upstairs residence includes an updated kitchen with stainless steel appliances and ample cabinetry, a welcoming living room with a cozy corner fireplace, cedar accent walls, two bedrooms, and an updated full bathroom with a beautifully tiled walk-in shower. Double sliding glass doors open to a screened porch and adjoining wood deck overlooking the peaceful surroundings. The lower level has been thoughtfully configured into TWO SEPARATE FINISHED LIVING SPACES, each with its own private entrance. One includes a living room, kitchen area, bedroom, full bathroom, and utility area. The second offers a comfortable one-bedroom, one-bath layout with warm wood accents and a charming cabin-like atmosphere. These spaces provide excellent options for short-term rentals, extended family, guests, or additional income. Completing the property's FOURTH FINISHED LIVING SPACE, the former 18' x 20' metal garage has been converted into a studio-style space with electricity and a tankless gas water heater, adding even more flexibility for guests, extended family, hobbies, or potential rental use. Outside, enjoy a private entertaining area with a relaxing jacuzzi and dedicated grilling space. The approximately .26-acre corner lot also features a fully fenced area for pets and an additional storage shed with covered parking—ideal for lawn equipment, ATVs, kayaks, or other recreational gear. Furniture is negotiable, creating the opportunity for a more turnkey purchase. For outdoor enthusiasts and vacation renters alike, the location is a standout. The community boat ramp on the scenic Ocklawaha River is within walking distance, while the Ocala National Forest is just minutes away, offering access to boating, kayaking, fishing, hiking, hunting, ATV riding, and miles of Florida wilderness. With approximately 2,400 square feet of finished living space, FOUR SEPARATE LIVING/RENTAL AREAS, established short-term rental history, and a location near both the Ocklawaha River and Ocala National Forest, this is a truly unique opportunity. Whether you're looking for an income-producing investment, a multi-generational setup, a primary residence with supplemental rental income, or a property designed to accommodate multiple guests, the possibilities here are hard to match.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,900
$174 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,727 sq ft
Time on market
88 days
Year built
1981
Monthly payment
About $1,928/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,567 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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