

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ON TOP OF THE WORLD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$494/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
10787 SW 96th Ln is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,678 square feet of living space. Listed at $658,655 (about $246/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
Discover spacious, thoughtfully designed living in this move-in ready Northampton model located in the sought-after On Top of the World community. Featuring 3 bedrooms, 2 bathrooms, a 3-car garage, and an inviting open-concept layout, this home offers the perfect combination of comfort and versatility. The expansive great room flows effortlessly into the kitchen and breakfast area, creating an ideal setting for both entertaining and everyday living. A dedicated library provides the perfect space for reading or working from home, while the additional flex room can easily serve as a hobby room, fitness space, or guest area to fit your lifestyle. The private primary suite offers a relaxing retreat, and two additional bedrooms provide comfortable accommodations for family and visitors. A dedicated laundry suite adds convenience to this well-designed floor plan. As a resident of On Top of the World, you'll enjoy access to one of Florida's premier 55+ communities, offering more than 21 miles of scenic walking trails, championship golf, resort-style amenities, fitness centers, pickleball and tennis courts, over 175 resident clubs, lifelong learning opportunities, and a full calendar of entertainment and social events. Experience the perfect blend of beautiful surroundings, exceptional amenities, and an active lifestyle in the heart of Ocala.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$658,655
$246 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,678 sq ft
Time on market
81 days
Year built
2026
Monthly payment
About $4,300/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $504 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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