9082 SW 102nd Cir, photo 1
Active
1 / 37

Overview

2 bd2 ba1,581 sqft2 car garageSingle Family
TypeSingle Family
HOA$478.61/mo
Built2006
Lot5,663 sqft
Living area1,581 sqft
Price / sqft$133
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanStone CountersWalk-in Closet(s)Rain GuttersBuyer Approval RequiredClubhouse

9082 SW 102nd Cir is a 2006-built home in On Top/World Avalon Un 01, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,581 square feet of living space. Listed at $209,999 (about $133/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $478.61 monthly.

From the listing

Welcome home to this PRIVATE beautifully maintained **Expanded Sheffield** model, tucked away on a private, tree-lined lot in the desirable **Avalon** neighborhood of On Top of the World. Built in 2006, this thoughtfully designed home offers **2 bedrooms, 2 bathrooms, a spacious den, and a 2-car garage** with a floor plan that's perfect for both everyday living and hosting overnight guests. One of the home's standout features is the flexible split layout. A pocket door creates a private guest wing complete with a bedroom, full bathroom, and den—ideal for visitors, hobbies, a home office, or multi-generational living. Recent updates provide peace of mind and modern appeal, including a **new roof (2024)**, **HVAC system (2022)**, **granite countertops**, updated flooring with durable water-resistant laminate in the kitchen and bathrooms, and newer kitchen appliances. Laminate flooring throughout the main living areas adds both style and easy maintenance, while the bedrooms remain comfortably carpeted. Relax year-round in the **screened lanai (2020)** overlooking a peaceful wooded buffer that offers exceptional privacy with no rear neighbors. Attractive low-maintenance xeriscape landscaping enhances curb appeal while helping reduce irrigation costs. Located just minutes from the **Arbors Amenity Center**, residents enjoy convenient access to indoor and outdoor pools, a fitness center, and numerous recreational activities. The home is also ideally situated near **The Summit**, On Top of the World's newest amenity center currently under development. Enjoy the unmatched lifestyle that has made **On Top of the World** one of Ocala's premier active adult communities, offering golf cart access to shopping, dining, banking, healthcare, clubs, golf, and an endless calendar of social activities. Don't miss this opportunity to own a move-in-ready home in one of Ocala's most sought-after 55+ communities.

The essentials

Built
2006
Price / sqft
$133
On market
86 days
Annual tax
$3,467
HOA
$478.61/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
5,663 sqft lot
Lot size
1,581 sqft
Living area

Payment

Est. monthly payment
$1,968/mo
Down payment (20%)
$42,000
Property taxes
$289/mo
HOA
$478.61/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
86
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Stone Counters
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,467
Parcel #
3530-0384006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top/World Avalon Un 01
County
Marion
MLS Area
34481 - Ocala
Lot Size
5,663 sqft
HOA
$478.61/mo
Parkway Maintenance / Lori Sands

Price history

Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #OM728913
$209,999
$133/sqft

Neighborhood

9082 SW 102nd Cir
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $209,999
$205,000 – $209,999
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 508 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 86.

Sample: 508 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,968/mo
Principal & interest$1,095
Property taxes$289
Insurance$105
HOA$479
Down payment20% · $42,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,999

$133 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,581 sq ft

Time on market

86 days

Year built

2006

Monthly payment

About $1,968/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,467 annual tax bill, insurance, and the $478.61/mo HOA fee.

HOA fee

$478.61/mo

Managed by Parkway Maintenance / Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFONTANA REALTYListing agent: Philip StevensListing data from Stellar MLS, MLS# OM728913.

Keep exploring Florida

Pick up where you left off, or see what else is out there.