162 NW 44th St, photo 1
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Overview

4 bd2 ba1,699 sqft2 car garageSingle Family
TypeSingle Family
HOA$96/mo
Built2018
Lot10,890 sqft
Living area1,699 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Vaulted Ceiling(s)Walk-in Closet(s)

162 NW 44th St is a 2018-built home in St James Park, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,699 square feet of living space. Listed at $309,900 (about $182/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $96 monthly.

From the listing

Welcome home to St. James Park! This desirable Ocala gated community property offers 4 bedrooms, 2 bathrooms, and 1,699 sq. ft. of functional, modern living space featuring a desirable split-bedroom floor plan. Pride of ownership shows with a complete fresh interior paint job that makes the home feel crisp and move-in ready. The bright open kitchen overlooks the main living area and comes equipped with matching stainless steel appliances and sleek cabinetry. Vaulted ceilings enhanced by upgraded recessed can lighting and modern fixtures flood the space with natural light. From the main living area, step out to an inviting enclosed lanai, creating a wonderful spot to relax while overlooking the backyard. Additional peace of mind comes with a durable, full vinyl fence enclosing the property. Conveniently located near local shopping, dining, and major roadways.

The essentials

Built
2018
Price / sqft
$182
On market
76 days
Annual tax
$3,899
HOA
$96/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
Driveway
0.25 acres
Lot size
1,699 sqft
Living area

Payment

Est. monthly payment
$2,192/mo
Down payment (20%)
$61,980
Property taxes
$325/mo
HOA
$96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
10,890 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
76
Ceiling Fans(s)
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Ward-Highlands Elem. School
Middle
Howard Middle School
High
Vanguard High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,899
Parcel #
15270-008-09

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James Park
County
Marion
MLS Area
34475 - Ocala
Lot Size
10,890 sqft
HOA
$96/mo
Pamela Testa

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #OM729214
$309,900-3.1%
$182/sqft
7/25/2026
Listed for sale
Source: Stellar MLS #OM729214
$319,900
$188/sqft

Neighborhood

162 NW 44th St
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
43 of the last 83 home closings in 34475 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 76 after a $10,000 cut.

Sample: 83 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,192/mo
Principal & interest$1,616
Property taxes$325
Insurance$155
HOA$96
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$182 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,699 sq ft

Time on market

76 days

Year built

2018

Monthly payment

About $2,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,899 annual tax bill, insurance, and the $96/mo HOA fee.

HOA fee

$96/mo

Managed by Pamela Testa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Yvette CarrilloListing data from Stellar MLS, MLS# OM729214.

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