10765 SW 62nd Ter, photo 1
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Overview

2 bd2 ba1,312 sqft2 car garageSingle Family
TypeSingle Family
HOA$120.3/mo
Built1989
Lot10,890 sqft
Living area1,312 sqft
Price / sqft$133
Garage2 car

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About this home

Window TreatmentsRain GuttersClubhouseDeed RestrictionsFitness CenterGolf Carts OKPoolDishwasher

10765 SW 62nd Ter is a 1989-built home in Spruce Creek, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,312 square feet of living space. Listed at $175,000 (about $133/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120.3 monthly.

From the listing

Nicely updated and very clean - newer stainless appliances - new AC 2023 - roof 2013. Repiped plumbing to attic in 2014 new septic fields. Florida room and covered patio. Great price. Low HOA. SECO and Marion County Utilities for water! Quarter acre lot!

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The essentials

Built
1989
Price / sqft
$133
On market
72 days
Annual tax
$3,142
HOA
$120.3/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Community pool
Fitness center too
2 car garage
0.25 acres
Lot size
1,312 sqft
Living area

Payment

Est. monthly payment
$1,383/mo
Down payment (20%)
$35,000
Property taxes
$262/mo
HOA
$120.3/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,890 sqft
Cooling
Central Air
Heating
Heat Recovery Unit
Parking
-
Days on Market
72
Window Treatments
Rain Gutters
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Pool
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,142
Parcel #
35686-015-14

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek
County
Marion
MLS Area
34476 - Ocala
Lot Size
10,890 sqft
Paved
HOA
$120.3/mo
Jeanette Morgan

Price history

Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #OM729438
$175,000
$133/sqft

Neighborhood

10765 SW 62nd Ter
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$172,500 – $175,000
99.3% – 100% of listTops out right at the list price
80% of listList price
235 of the last 469 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 72.

Sample: 469 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,382/mo
Principal & interest$913
Property taxes$262
Insurance$88
HOA$120
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$133 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,312 sq ft

Time on market

72 days

Year built

1989

Monthly payment

About $1,383/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,142 annual tax bill, insurance, and the $120.3/mo HOA fee.

HOA fee

$120.3/mo

Managed by Jeanette Morgan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Kathleen VanListing data from Stellar MLS, MLS# OM729438.

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