10097 SW 78th CT, photo 1
Active
1 / 61

Overview

3 bd2 ba1,643 sqft2 car garageSingle Family
TypeSingle Family
HOA$198/yr
Built2022
Lot11,088 sqft
Living area1,643 sqft
Price / sqft$176
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboThermostatDryerElectric Water HeaterRangeWasher

10097 SW 78th CT is a 2022-built home in Hidden Lake Un IV, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,643 square feet of living space. Listed at $289,500 (about $176/sqft), 72 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $198 annually.

From the listing

Located in a highly desirable SW Ocala neighborhood, this stunning 2022-built home offers the perfect combination of modern style, comfort, and privacy. Situated on a desirable corner lot within a peaceful, tucked-away community, you'll enjoy a quiet residential setting while remaining just minutes from shopping, dining, medical facilities, schools, and all that Ocala has to offer. This 3-bedroom, 2-bath residence features 1,648 square feet of living space with an open-concept, split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, you'll appreciate the home's excellent curb appeal and quality finishes throughout. The spacious kitchen showcases granite countertops, real wood cabinetry, stainless steel appliances, and ample workspace. Tile flooring extends throughout the main living areas, complemented by ceiling fans and upgraded light fixtures that add warmth and style. The private owner's suite features a walk-in closet and an en-suite bath with a beautifully tiled shower. A bright and spacious guest bedroom, an additional secondary bedroom, inside the laundry room, and attached 2-car garage provide convenience and functionality for family and guests alike. With modern construction, thoughtful upgrades, a premium corner-lot location, and a sought-after SW Ocala address in a hidden-gem community close to everything, this move-in-ready home is a must-see!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2022
Price / sqft
$176
On market
72 days
Annual tax
$3,311
HOA
$198/yr
Flood zone
X · Low risk
Lot
11,088 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
0.25 acres
Lot size
1,643 sqft
Living area

Payment

Est. monthly payment
$1,948/mo
Down payment (20%)
$57,900
Property taxes
$276/mo
HOA
$198/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
11,088 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
72
Kitchen/Family Room Combo
Thermostat
Dryer
Electric Water Heater
Range
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$3,311
Parcel #
3521-003-040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden Lake Un IV
County
Marion
MLS Area
34476 - Ocala
Lot Size
11,088 sqft
Corner Lot
HOA
$198/yr
Ayla Hart

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #OM729731
$289,500-3.5%
$176/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #OM729731
$299,900
$183/sqft

Neighborhood

10097 SW 78th CT
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $289,500
$287,500 – $289,500
99.3% – 100% of listTops out right at the list price
80% of listList price
241 of the last 481 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 72 after a $10,400 cut.

Sample: 481 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,947/mo
Principal & interest$1,510
Property taxes$276
Insurance$145
HOA$17
Down payment20% · $57,900
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,500

$176 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,643 sq ft

Time on market

72 days

Year built

2022

Monthly payment

About $1,948/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,311 annual tax bill, insurance, and the $198/yr HOA fee.

HOA fee

$198/yr

Managed by Ayla Hart.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Najada Babani PeraltaListing data from Stellar MLS, MLS# OM729731.

Keep exploring Florida

Pick up where you left off, or see what else is out there.