10856 SW 79th Ave, photo 1
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Overview

3 bd2 ba1,080 sqft1 car garageSingle Family
TypeSingle Family
HOA$123.77/mo
Built2024
Lot10,019 sqft
Living area1,080 sqft
Price / sqft$195
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)ClubhouseDeed Restrictions

10856 SW 79th Ave is a 2024-built home in Palm Cay Un II, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,080 square feet of living space. Listed at $210,500 (about $195/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123.77 monthly.

From the listing

Rare Opportunity to Own New Construction in Palm Cay! Welcome to this beautiful 2024-built home located in the highly desirable Palm Cay, a gated 55+ Community in southwest Ocala. Offering 3 bedrooms and 2 bathrooms, this move-in-ready home combines modern style, thoughtful design, and low-maintenance living in an established neighborhood where new construction is nearly impossible to find. Step inside to discover an open, inviting floor plan featuring luxury flooring throughout—no carpet anywhere! The spacious kitchen is the heart of the home, complete with stainless steel appliances, ample cabinetry, generous counter space, and a custom range hood that adds an elegant designer touch. The adjoining living and dining areas create the perfect space for entertaining or simply enjoying everyday life. Relax on the screened lanai, where you can unwind with your morning coffee or take in Florida's beautiful sunsets. The home's location also offers additional privacy with no immediate neighbor on one side. Palm Cay is a vibrant community featuring a clubhouse, swimming pool, fitness center, library, card rooms, and a full calendar of social activities. The HOA provides exceptional value by maintaining the gated entrance, clubhouse, pool, and common areas while also including twice-weekly trash pickup and twice-monthly lawn debris pickup, making it easy to enjoy a carefree lifestyle. Conveniently located just minutes from Publix, Walmart, restaurants, shopping, and medical facilities, you'll have everything you need close to home while enjoying the comfort and security of this sought-after community. Don't miss this rare opportunity to own one of the only brand-new homes in Palm Cay! Schedule your private showing today.

The essentials

Built
2024
Price / sqft
$195
On market
58 days
Annual tax
$3,465
HOA
$123.77/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
1 car garage
10,019 sqft lot
Lot size
1,080 sqft
Living area

Payment

Est. monthly payment
$1,616/mo
Down payment (20%)
$42,100
Property taxes
$289/mo
HOA
$123.77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
58
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Dishwasher
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,465
Parcel #
35774-003-20

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Cay Un II
County
Marion
MLS Area
34476 - Ocala
Lot Size
10,019 sqft
HOA
$123.77/mo
Wayne Royce

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #OM730074
$210,500-2.1%
$195/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #OM730074
$215,000
$199/sqft

Neighborhood

10856 SW 79th Ave
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $210,500
$210,000 – $210,500
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 58 after a $4,500 cut.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,616/mo
Principal & interest$1,098
Property taxes$289
Insurance$105
HOA$124
Down payment20% · $42,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$210,500

$195 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,080 sq ft

Time on market

58 days

Year built

2024

Monthly payment

About $1,616/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,465 annual tax bill, insurance, and the $123.77/mo HOA fee.

HOA fee

$123.77/mo

Managed by Wayne Royce.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOT & BLOCK REALTYListing agent: Betti SilvermanListing data from Stellar MLS, MLS# OM730074.

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