8465 NW 186th St, photo 1
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Overview

3 bd2 ba1,728 sqftFarm
TypeFarm
HOANone listed
Built1999
Lot242,194 sqft
Living area1,728 sqft
Price / sqft$288

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomStorageDishwasherDryerRangeRefrigeratorWasher

8465 NW 186th St is a 1999-built home in Saddle Hill 02 Rep 38, Reddick. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,728 square feet of living space. Listed at $498,000 (about $288/sqft), 0 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

5.56 +/- ACRES | HORSE & LIVESTOCK FRIENDLY | NEAR OCALA & GAINESVILLE Discover the possibilities of this 5.56 +/- fully fenced acre property that offers privacy and flexibility. This 3-bedroom, 2-bath home features approximately 1,728 square feet of living space and is ready for its next owner to make it their own. The property is especially well suited for horses, livestock, gardening, or a country lifestyle. Cross-fenced with paddocks already in place, with an additional area that can be cleared for even more usable space. Mature trees provide beautiful shade, while a small lake creates a peaceful backdrop. A fenced garden with automatic irrigation is complemented by established fruit trees, including plum, loquat, sour orange, and pear. A shed/workshop with an attached carport provides convenient space for equipment, tools, hobbies, or farm projects. Location is another standout feature. The property is less than a mile from Ocala Jockey Club and approximately 10 minutes from HITS, with convenient access to the World Equestrian Center, Ocala, Gainesville, and nearby outdoor recreation. With no HOA, existing fencing, and plenty of room for animals and outdoor living, this property offers a wonderful opportunity to create your own mini-farm, equestrian retreat, or peaceful country home. Recent improvements include a 2019 roof and 2020 A/C.

The essentials

Built
1999
Price / sqft
$288
On market
56 days
Annual tax
$4,554
Flood zone
X, AE · Low risk
Lot
242,194 sqft
Type
Farm

At a glance

Farm or ranch
Built 1999
5.56 acres
Lot size
1,728 sqft
Living area

Payment

Est. monthly payment
$3,226/mo
Down payment (20%)
$99,600
Property taxes
$380/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Farm
Year Built
1999
Lot
242,194 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Covered, Parking Pad
Days on Market
56
Ceiling Fans(s)
Split Bedroom
Storage
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Reddick-Collier Elem. School
Middle
North Marion Middle School
High
North Marion High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X, AE
Annual Tax (2025)
$4,554
Parcel #
0189-038-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Hill 02 Rep 38
County
Marion
MLS Area
32686 - Reddick
Lot Size
242,194 sqft
FarmIn CountyOversized LotPastureZoned for Horses

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #OM730432
$498,000
$288/sqft

Neighborhood

8465 NW 186th St
Reddick, FL, 32686 · 32686 - Reddick

Market insights

Offer Insights

Choose an offer strength

List price: $498,000
$462,500 – $498,000
92.7% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 32686 landed at this number or higher (54%). The median one sat 71 days before it went under contract, and this one is on day 56.

Sample: 26 closed home sales in 32686 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,226/mo
Principal & interest$2,597
Property taxes$380
Insurance$249
Down payment20% · $99,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$498,000

$288 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,728 sq ft

Time on market

56 days

Year built

1999

Monthly payment

About $3,226/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,554 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byJOAN PLETCHERListing agent: Joan PletcherListing data from Stellar MLS, MLS# OM730432.

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