8221 SW 78th Terrace Rd, photo 1
ActiveOpen Sat 10 to 11:30 AM
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Overview

3 bd2 ba1,874 sqft2 car garageSingle Family
TypeSingle Family
HOA$267.94/mo
Built2017
Lot9,918 sqft
Living area1,874 sqft
Price / sqft$160
Garage2 car

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Open house

Saturday, Oct 24 · 10:00 AM to 11:30 AM

About this home

Ceiling Fans(s)High CeilingsSmart HomeThermostatRain GuttersClubhouseDog ParkFitness Center

8221 SW 78th Terrace Rd is a 2017-built home in Indigo East, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,874 square feet of living space. Listed at $299,900 (about $160/sqft), 54 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $267.94 monthly.

From the listing

Over $44k in upgrades! Popular, light and bright, open floor plan, smart home Orchid model, situated on a quiet, cul-de-sac in the much sought after Indigo East community of On Top of the World. This 3-bedroom, 2-bathroom, 2-car, garage boasts a beautiful kitchen with stainless steele appliances, gas cooktop, lots of kitchen cabinet storage, quartz countertops with a beautiful backsplash and a 15.5-foot, quartz counter island, perfect for preparing food, or entertaining and stainless-steel sink. The opposite side of the island could accommodate up to 6 people. Tile flooring throughout the whole house. A large master bedroom and master bath shower with zero entry and built-in bench, and a huge walk-in closet. The two guest bedrooms have convenient access to a full bathroom with quartz countertops and a tub/shower combo. The inside laundry room includes the washer, dryer, storage cabinets and clothes, folding area. Other features include, a large 400 sq ft, screened enclosure (bird cage), and a screened garage door. The home is pet and smoke free and was painted on the exterior in 2024. Indigo East has curbside mail service and waste collection. Indigo East offers a low HOA and amenities that include: clubhouse, pool, fitness studio, dog park and more! For an additional fee, the Gateway Pass provides the option to use the amenities at On Top of the World, where you can enjoy indoor/outdoor pools, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Indigo East is part of Ocala's On Top of the World premiere, gated, active 55+ community.

The essentials

Built
2017
Price / sqft
$160
On market
54 days
Annual tax
$4,807
HOA
$267.94/mo
Flood zone
X · Low risk
Lot
9,918 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Fitness center too
2 car garage
9,918 sqft lot
Lot size
1,874 sqft
Living area

Payment

Est. monthly payment
$2,382/mo
Down payment (20%)
$59,980
Property taxes
$401/mo
HOA
$267.94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
9,918 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
54
Ceiling Fans(s)
High Ceilings
Smart Home
Thermostat
Rain Gutters
Clubhouse
Dog Park
Fitness Center
Gated Community - No Guard
Pool
Built-in Oven
Cooktop
Dishwasher
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$4,807
Parcel #
3566-7705-22

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo East
County
Marion
MLS Area
34476 - Ocala
Lot Size
9,918 sqft
ClearedLandscapedPavedPrivate
HOA
$267.94/mo
Lori Sands

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM730549
$299,900-5.7%
$160/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #OM730549
$318,000
$170/sqft

Neighborhood

8221 SW 78th Terrace Rd
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.2% – 100% of listTops out right at the list price
80% of listList price
236 of the last 471 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 54 after a $18,100 cut.

Sample: 471 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,383/mo
Principal & interest$1,564
Property taxes$401
Insurance$150
HOA$268
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$160 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,874 sq ft

Time on market

54 days

Year built

2017

Monthly payment

About $2,382/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,807 annual tax bill, insurance, and the $267.94/mo HOA fee.

HOA fee

$267.94/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Carlos AcostaListing data from Stellar MLS, MLS# OM730549.

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