4342 NE 31st St, photo 1
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Overview

4 bd2 ba2,062 sqft2 car garageSingle Family
TypeSingle Family
HOA$42/mo
Built2022
Lot10,004 sqft
Living area2,062 sqft
Price / sqft$175
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)Private Mailbox

4342 NE 31st St is a 2022-built home in Oak Hill Plantation, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,062 square feet of living space. Listed at $359,900 (about $175/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $42 monthly.

From the listing

Welcome to this beautifully upgraded 4-bedroom, 2-bath home in Oak Hill Plantation, located in NE Ocala. Built in 2022 and offering 2,062 square feet of living space and 2,639 total square feet, this home stands apart with thoughtful upgrades, stylish finishes, and meticulous care throughout. From the moment you step inside, it’s clear this is anything but builder grade. The heart of the home is the bright, open kitchen and living area, designed for both everyday living and entertaining. The kitchen has been beautifully enhanced with quartz countertops, upgraded stainless steel appliances, modern cabinetry, and elegant gold fixtures. Updated lighting with gold accents carries throughout the home, adding warmth and character, while new luxury vinyl plank flooring creates a seamless, updated look. Just off the kitchen is a casual dining nook with windows overlooking the backyard, creating the perfect spot for morning coffee. A nearby door leads to the screened patio where you can relax and enjoy the open views behind the home with no immediate rear neighbors, adding a sense of privacy and space. The thoughtfully designed floor plan offers plenty of flexibility. On one side of the home, you'll find two guest bedrooms, a full bathroom with updated finishes, and a fourth bedroom that could easily serve as a home office, formal sitting room, playroom, or additional guest space. A separate formal dining area provides another inviting place to gather while remaining connected to the home's open layout. The spacious primary suite is tucked away on the opposite side of the home and filled with natural light. Two separate closets provide excellent storage, with one featuring built-ins and the other thoughtfully converted into a combination vanity and home office area. The primary bathroom continues the home's elevated style with rich brandy-toned cabinetry, gold fixtures, dual sinks, a soaking tub, and a separate glass-enclosed tiled shower. An inside laundry room provides convenient access to the attached two-car garage, while the manageable homesite makes maintaining both the interior and exterior easy. The screened patio and open backyard provide just enough outdoor space to enjoy without the upkeep of a large property. Conveniently located in NE Ocala, this home is approximately 5 minutes from shopping, restaurants, and everyday necessities and only about 15 minutes from Downtown Ocala. With its 2022 construction, extensive upgrades, flexible 4-bedroom layout, and beautifully maintained condition, this home is ready for its next owner to simply settle in and enjoy.

The essentials

Built
2022
Price / sqft
$175
On market
50 days
Annual tax
$3,357
HOA
$42/mo
Flood zone
X · Low risk
Lot
10,004 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
10,004 sqft lot
Lot size
2,062 sqft
Living area

Payment

Est. monthly payment
$2,379/mo
Down payment (20%)
$71,980
Property taxes
$280/mo
HOA
$42/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,004 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
50
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Ocala Springs Elem. School
Middle
Fort King Middle School
High
Vanguard High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,357
Parcel #
24245-201-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Hill Plantation
County
Marion
MLS Area
34470 - Ocala
Lot Size
10,004 sqft
ClearedLandscapedSidewalkPaved
HOA
$42/mo
Sentry Management /Michael Rath

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #OM730808
$359,900
$175/sqft

Neighborhood

4342 NE 31st St
Ocala, FL, 34470 · 34470 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$357,500 – $359,900
99.5% – 100% of listTops out right at the list price
80% of listList price
101 of the last 185 home closings in 34470 landed at this number or higher (55%). The median one sat 40 days before it went under contract, and this one is on day 50.

Sample: 185 closed home sales in 34470 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,379/mo
Principal & interest$1,877
Property taxes$280
Insurance$180
HOA$42
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$175 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,062 sq ft

Time on market

50 days

Year built

2022

Monthly payment

About $2,379/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,357 annual tax bill, insurance, and the $42/mo HOA fee.

HOA fee

$42/mo

Managed by Sentry Management /Michael Rath.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMES TO RANCHES REALTY INCListing agent: Amy LordListing data from Stellar MLS, MLS# OM730808.

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