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Overview

4 bd2 ba2,041 sqft2 car garageSingle Family
TypeSingle Family
HOA$195/mo
Built2019
Lot10,019 sqft
Living area2,041 sqft
Price / sqft$147
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsSmart HomeStone CountersWindow TreatmentsRain GuttersSidewalkSprinkler Metered

6474 SW 89th Loop is a 2019-built home in Jb Ranch Ph 01, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,041 square feet of living space. Listed at $300,000 (about $147/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 monthly.

From the listing

Virtually Staged. PRICED TO SELL! Beautifully maintained Smart Home on One of the Best lots in a Premier 55+ Community. VERY LOW ASSUMABLE MORTGAGE for qualified applicants. Pride of ownership shines throughout this accommodating residence offering comfort, convenience, and a relaxed atmosphere with LOW HOA fees and a GATED ENTRY. This home delivers serene living at its finest. Nestled on a quiet, low traffic street and overlooking peaceful green space, the property provides direct walk-able access to the clubhouse, resort style pool, and recreational courts—or enjoy the ease of getting around by golf cart. The exterior received a full PROFESSIONAL REPAINT in January 2026 adding to its move in ready appeal. INTERIOR HIGHLIGHTS: Four spacious bedrooms offering exceptional flexibility for a couple and their guests, or the extra space is ideal for a home office, media room, or as a hobby room. Bright, open floor plan with abundant natural light and a wide welcoming hallway. Beautiful kitchen featuring expansive granite counters, island with sink and breakfast bar, walk in pantry, SOFT-CLOSE CABINETRY, and stainless steel appliances. The dining area can easily adapt to extend the table for holiday gatherings. The primary suite is its own oasis at the rear of the home, large enough for a king sized bed and features dual walk in closets. En suite bathroom has a luxurious granite, full bathroom-length double vanity, and a water closet for added privacy. Capitalize on ENERGY SAVINGS with smart home features, BRAND NEW FANS, and an inside HVAC closet. The roomy INSIDE LAUNDRY ROOM provides for additional space in the generously sized garage too. OUTDOOR LIVING: Enjoy the quiet—no traffic noise here. The SCREENED-IN LANAI sits on the cool side overlooking a beautifully landscaped backyard accented with vibrant rose bushes, creating a peaceful retreat for morning coffee or evening relaxation. Stone edging and gutters add efficiency to the clean environment. The HOA includes mowing. COMMUNITY AMENITIES: Residents enjoy the security of a gated entrance and access to a stunning amenities center featuring Sparkling resort style pool, Bocce ball and pickle ball courts, Clubhouse with community and meeting spaces, Kitchen area and fitness center. CONVENIENT LOCATION: Just minutes from 3 Publix supermarkets, medical facilities, restaurants, cafés, and boutique shopping, this home offers the perfect blend of tranquility and everyday convenience. A transferable builder warranty adds peace of mind.

The essentials

Built
2019
Price / sqft
$147
On market
49 days
Annual tax
$3,257
HOA
$195/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Fitness center too
2 car garage
Garage Door Opener
10,019 sqft lot
Lot size
2,041 sqft
Living area

Payment

Est. monthly payment
$2,181/mo
Down payment (20%)
$60,000
Property taxes
$271/mo
HOA
$195/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
49
Ceiling Fans(s)
High Ceilings
Smart Home
Stone Counters
Window Treatments
Rain Gutters
Sidewalk
Sprinkler Metered
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,257
Parcel #
35700-000306

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Jb Ranch Ph 01
County
Marion
MLS Area
34476 - Ocala
Lot Size
10,019 sqft
SidewalkPaved
HOA
$195/mo
Vine / Lori Anderson

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #OM730821
$300,000-6.2%
$147/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #OM730821
$320,000
$157/sqft

Neighborhood

6474 SW 89th Loop
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 49 after a $20,000 cut.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,181/mo
Principal & interest$1,565
Property taxes$271
Insurance$150
HOA$195
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$147 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,041 sq ft

Time on market

49 days

Year built

2019

Monthly payment

About $2,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,257 annual tax bill, insurance, and the $195/mo HOA fee.

HOA fee

$195/mo

Managed by Vine / Lori Anderson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER ELLISON REALTY OListing agent: Julie CastroListing data from Stellar MLS, MLS# OM730821.

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