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Overview

3 bd2 ba1,847 sqft2 car garageVilla
TypeVilla
HOA$384/yr
Built2001
Lot5,227 sqft
Living area1,847 sqft
Price / sqft$178
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenRain GuttersDeed RestrictionsDishwasherDisposalDryerElectric Water Heater

4431 NE 4th St is a 2001-built home in Stonewood Villas, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,847 square feet of living space. Listed at $329,000 (about $178/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $384 annually.

From the listing

Welcome to this beautifully maintained 3 bedroom, 2 bath villa with a 2 car garage, tucked away in a sought after neighborhood just a short drive from downtown Ocala. From the moment you step inside, it’s easy to see how lovingly this home has been cared for. The spacious family room features a gas fireplace flanked by custom cabinetry and flows into the dining room and kitchen, creating a comfortable layout for both everyday living and entertaining. The kitchen offers an abundance of wood cabinetry, newer granite countertops and backsplash, along with a new refrigerator, stove and microwave added in 2025. A generous eat-in area provides plenty of room for a breakfast table. The primary suite is a relaxing retreat, highlighted by a beautifully renovated bath completed in 2024 at a cost of over $30,000. Updates include a wood vanity, new shower with seamless glass doors and a built-in storage cabinet designed to complement the cabinetry. A walk-in closet with custom built-ins completes the owner’s suite. Two additional bedrooms share an updated guest bath. Just off the family room, the sunroom offers another inviting place to relax, with sliding glass doors opening to the beautifully landscaped and peaceful backyard. Recent improvements include a new roof in 2023, HVAC in 2022, motorized window shades throughout, updated light fixtures, exterior paint in 2022 and pavers along the patio, walkway and driveway. Bamboo flooring is in all living spaces and tile flooring is found in kitchen and both baths. With so many thoughtful updates already completed, this villa is truly move-in ready and waiting for its new owners to simply settle in and enjoy.

The essentials

Built
2001
Price / sqft
$178
On market
49 days
Annual tax
$2,963
HOA
$384/yr
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Villa

At a glance

Villa
Built 2001
2 car garage
5,227 sqft lot
Lot size
1,847 sqft
Living area

Payment

Est. monthly payment
$2,159/mo
Down payment (20%)
$65,800
Property taxes
$247/mo
HOA
$384/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2001
Lot
5,227 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
49
Ceiling Fans(s)
Eat-in Kitchen
Rain Gutters
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,963
Parcel #
2769-003-009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonewood Villas
County
Marion
MLS Area
34470 - Ocala
Lot Size
5,227 sqft
HOA
$384/yr
Blake Lock, Vine Management

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #OM731010
$329,000
$178/sqft

Neighborhood

4431 NE 4th St
Ocala, FL, 34470 · 34470 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $329,000
$327,500 – $329,000
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 19 townhouse or villa closings in 34470 landed at this number or higher (58%). The median one sat 38 days before it went under contract, and this one is on day 49.

Sample: 19 closed townhouse or villa sales in 34470 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,159/mo
Principal & interest$1,716
Property taxes$247
Insurance$165
HOA$32
Down payment20% · $65,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,000

$178 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,847 sq ft

Time on market

49 days

Year built

2001

Monthly payment

About $2,159/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,963 annual tax bill, insurance, and the $384/yr HOA fee.

HOA fee

$384/yr

Managed by Blake Lock, Vine Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROBERTS REAL ESTATE INCListing agent: Mary Beth ElliottListing data from Stellar MLS, MLS# OM731010.

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