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Overview

4 bd2 ba1,608 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2021
Lot5,663 sqft
Living area1,608 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanThermostatWalk-in Closet(s)LightingSidewalkDishwasherMicrowave

4427 NW 2nd CT is a 2021-built home in St James Park, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,608 square feet of living space. Listed at $299,900 (about $187/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

WHEN LOCATION IS IMPORTANT and THE PRICE IS JUST RIGHT! 4-bedroom, 2-bathroom home in the gated community of St. James Park, located in one of Ocala’s faster growing neighborhoods. The home offers a comfortable open floor plan with a covered foyer entry and plenty of space for everyday living. The kitchen features stainless steel appliances, a breakfast bar/island just perfect for a quick bite, homework station or after school snacks. Ample cabinet and counter space and pantry for easy storage. The primary suite includes walk-in closets and an en-suite bathroom with dual vanities, a shower and garden tub combination, and a rain shower faucet. Three additional bedrooms give flexibility for family, guests, a home office. Enjoy the added convenience of being close to I-75, restaurants, grocery stores, shopping, schools, and just minutes from downtown Ocala's weekend vibes.

The essentials

Built
2021
Price / sqft
$187
On market
38 days
Annual tax
$2,823
HOA
$95/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
5,663 sqft lot
Lot size
1,608 sqft
Living area

Payment

Est. monthly payment
$2,044/mo
Down payment (20%)
$59,980
Property taxes
$235/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
38
High Ceilings
Open Floorplan
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Microwave
Range
Elementary
Ward-Highlands Elem. School
Middle
Howard Middle School
High
Vanguard High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,823
Parcel #
15270-002-02

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James Park
County
Marion
MLS Area
34475 - Ocala
Lot Size
5,663 sqft
HOA
$95/mo
Bosshardt Property Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #OM731481
$299,900-1.6%
$187/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #OM731481
$304,900
$190/sqft

Neighborhood

4427 NW 2nd CT
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
43 of the last 83 home closings in 34475 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 38 after a $5,000 cut.

Sample: 83 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,044/mo
Principal & interest$1,564
Property taxes$235
Insurance$150
HOA$95
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$187 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,608 sq ft

Time on market

38 days

Year built

2021

Monthly payment

About $2,044/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,823 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Bosshardt Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTCT REALTY GROUP LLCListing agent: Romel CamachoListing data from Stellar MLS, MLS# OM731481.

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