Overview
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About this home
157 Spruce Rd is a 2019-built home in Silver Spgs Shores Un 13, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,072 square feet of living space. Listed at $229,900 (about $214/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome home to this beautifully maintained 2019 concrete block home that looks and feels like brand new! Bright, clean, and truly move-in ready, this home offers modern comfort in a quiet and peaceful neighborhood. Enjoy your morning coffee or relax in the evening on the inviting front balcony. The fully fenced yard provides plenty of privacy and space for pets, entertaining, or simply enjoying the Florida lifestyle. You'll also appreciate the extended concrete driveway and side parking pad, giving you extra room for guests, recreational vehicles, or additional parking. Recent upgrades include a BRAND-NEW WELL PUMP AND TANK installed in 2026, providing added value and peace of mind. Conveniently located just minutes from shopping, dining, schools, and major roadways, you get the peaceful setting you want without giving up everyday convenience. Built in 2019. Concrete block construction. Fully fenced. New well pump and tank. Extra parking. Move-in ready. This home has been exceptionally cared for and truly feels like new. Just bring your belongings and move right in!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$229,900
$214 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,072 sq ft
Time on market
40 days
Year built
2019
Monthly payment
About $1,449/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,620 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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