12828 SW 86 Cir, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,939 sqft

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About this home

12828 SW 86 Cir is a home in Marion Oaks Un Twelve, Ocala. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**Build Your Florida Dream Home!** Discover the opportunity to own a spacious vacant residential lot in the desirable Marion Oaks area of Ocala. This approximately 0.32-acre parcel has plenty of room to design and build a home that fits your lifestyle. Located in an established residential community with convenient access to shopping, dining, schools, medical facilities, and major roads, this property has the perfect combination of privacy and convenience. Whether you're looking to build your primary residence, a Florida getaway, or an investment property, this lot is worth exploring. Don't miss the opportunity to secure your own piece of Ocala and bring your vision to life! **IMPORTANT:** All information regarding this property has been obtained from available public records and other sources believed to be reliable. However, the listing agent and property owner make no representations or warranties regarding the accuracy or completeness of the information provided. Buyer and Buyer's Agent are responsible for independently verifying all information, including but not limited to property dimensions, lot size, zoning, permitted uses, building requirements, utilities, access, restrictions, easements, environmental conditions, and any other information deemed important to the Buyer. Buyer and Buyer's Agent should conduct their own due diligence and verify all information with the appropriate governmental agencies and/or other qualified professionals prior to entering into a contract.

The essentials

On market
41 days
Annual tax
$511
Flood zone
X · Low risk
Lot
13,939 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$329/mo
Down payment (20%)
$10,000
Property taxes
$43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,939 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
41
Flood Zone X
Annual Tax (2025)
$511
Parcel #
8012-1482-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marion Oaks Un Twelve
County
Marion
MLS Area
34473 - Ocala
Lot Size
13,939 sqft

Price history

Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #OM731546
$50,000

Neighborhood

12828 SW 86 Cir
Ocala, FL, 34473 · 34473 - Ocala

Calculator

Est. monthly payment
$328/mo
Principal & interest$261
Property taxes$43
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$50,000

Time on market

41 days

Monthly payment

About $329/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $511 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byGLOBALWIDE REALTY LLCListing agent: Viarelys SotoListing data from Stellar MLS, MLS# OM731546.

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