4095 SW 112th St, photo 1
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Overview

4 bd3 ba2,706 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot27,007 sqft
Living area2,706 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OCALA WATERWAY ESTATE
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWalk-in Closet(s)

4095 SW 112th St is a 2026-built home in Ocala Waterway Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,706 square feet of living space. Listed at $520,000 (about $192/sqft), 34 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautiful new construction home located in Ocala Waterway Estates! This thoughtfully designed property offers a modern and comfortable living space, perfect for everyday living and entertaining. Enjoy the benefits of owning a brand-new custom-built home unique details throughout, including two primary bedrooms, offering exceptional flexibility, privacy, and convenience. The primary bedrooms have sliding doors with direct access to the lanai. The home also features elegant luxury light fixtures, soaring cathedral ceilings, ceiling fans in the lanai, bedrooms and living room, and a spacious .62-acre corner lot. The two-car garage features epoxy flooring, adding both durability and a clean, finished look. Whether you are looking for your primary residence or a great investment opportunity, this home is ready to welcome its new owner.

The essentials

Built
2026
Price / sqft
$192
On market
35 days
Annual tax
$900
Flood zone
X · Low risk
Lot
27,007 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.62 acres
Lot size
2,706 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,047/mo
Down payment (20%)
$104,000
Property taxes
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
27,007 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
35
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Walk-in Closet(s)
Private Entrance
Private Yard
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$900
Parcel #
3579-003-073

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocala Waterway Estate
County
Marion
MLS Area
34476 - Ocala
Lot Size
27,007 sqft

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #OM731766
$520,000
$192/sqft

Neighborhood

4095 SW 112th St
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 35.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,047/mo
Principal & interest$2,712
Property taxes$75
Insurance$260
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$520,000

$192 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,706 sq ft

Time on market

35 days

Year built

2026

Monthly payment

About $3,047/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $900 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAI JAC REALTY GROUP LLCListing agent: Elienny Moya PonceListing data from Stellar MLS, MLS# OM731766.

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