538 SW 45th St, photo 1
Active
1 / 73

Overview

4 bd4 ba3,934 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot45,738 sqft
Living area3,934 sqft
Price / sqft$208
Garage4 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsSplit BedroomStone CountersPrivate MailboxRain GuttersBar Fridge

538 SW 45th St is a 1982-built home in Lemonwood, Ocala. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,934 square feet of living space. Listed at $820,000 (about $208/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-in-ready two-story home with 4 bedrooms, 4 bathrooms, 3,934 sq ft under air, with a 4-car garage, all on 1.05 acres in the quiet neighborhood of Lemonwood. As you enter the home you are welcomed into the living room that opens to the second floor, with a floor to ceiling duel fireplace that offers each floor its own fire. Kitchen remodeled with new appliances; new flooring in kitchen and new carpet in both first floor bedrooms. Downstairs bath updated with new tile, vanity, and lighting; additional guest bathrooms refreshed and resurfaced, including a new vanity. Both the Primary and guest bedroom on the second floor have their own full bathroom. Beautiful Backyard area with a screened pool enclosure, a freshly painted pool deck, plus a new pump and upgraded multi color/function pool light. The pool was resurfaced with new marsite and tile in 2022. Original siding replaced with hardie board. Fresh exterior paint in 2025. A 27x15 ft game room offers flexible space for a man-cave, home business, or homeschool area. Front of the home includes two newer wood decks, updated landscaping, and recent tree work. 8-ft white vinyl fence on the sides and rear, with 6ft vinyl fence in the the front of the home. Well replaced September 2024. Additional updates include a new front door, updated lighting and blinds throughout, a water softener, new water heater, additional gutters, and a concrete driveway extension. Garages include 4 new doors, and 2 new motors, with fresh epoxy coating in first garage. Includes 3D virtual tour and floor plan. 3.1 mi to Publix at Grand Oaks Town Center, 10 minutes to the Heathbrook mall and movie theatre, 10 minutes to I-75 (Exit 350/SR-200), and approx. 12 minutes to Downtown Ocala. Come take a look today!

The essentials

Built
1982
Price / sqft
$208
On market
29 days
Annual tax
$10,016
Flood zone
X · Low risk
Lot
45,738 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Private pool
Gunite
4 car garage
1.05 acres
Lot size
3,934 sqft
Living area

Payment

Est. monthly payment
$5,522/mo
Down payment (20%)
$164,000
Property taxes
$835/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
45,738 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
29
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Split Bedroom
Stone Counters
Private Mailbox
Rain Gutters
Bar Fridge
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Shady Hill Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,016
Parcel #
3066-007-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lemonwood
County
Marion
MLS Area
34471 - Ocala
Lot Size
45,738 sqft
In CountyOversized LotPaved

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #OM731871
$820,000-1.8%
$208/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #OM731871
$835,000
$212/sqft

Neighborhood

538 SW 45th St
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $820,000
$810,000 – $820,000
98.9% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 34471 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 29 after a $15,000 cut.

Sample: 134 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,521/mo
Principal & interest$4,277
Property taxes$835
Insurance$410
Down payment20% · $164,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$820,000

$208 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,934 sq ft

Time on market

29 days

Year built

1982

Monthly payment

About $5,522/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,016 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA ADVANTAGE REALTY GROUPListing agent: Aaron ZmekListing data from Stellar MLS, MLS# OM731871.

Keep exploring Florida

Pick up where you left off, or see what else is out there.