9659 SW 95th Ter #B, photo 1
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Overview

2 bd2 ba1,412 sqft1 car garageVilla
TypeVilla
HOA$478/mo
Built1998
Living area1,412 sqft
Price / sqft$103
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatBuyer Approval RequiredClubhouseCommunity MailboxDeed RestrictionsDog ParkFitness CenterGated Community - No Guard

9659 SW 95th Ter #B is a 1998-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,412 square feet of living space. Listed at $145,000 (about $103/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $478 monthly.

From the listing

Located in the Crescent Ridge II neighborhood of On Top of the World, this 2-bedroom, 2-bath home offers an oversized 1-car garage and a convenient location near community amenities. As you enter the home, the living room welcomes you in and flows into the eat-in kitchen featuring white cabinetry, an island, and space for casual dining. Just off the kitchen is a screened lanai, providing additional space to enjoy the Florida weather. The guest bedroom is located toward the front of the home with a guest bath conveniently located across the hallway. The guest bath features an updated shower. Continuing down the hallway, the primary bedroom offers an ensuite bath and a large walk-in closet. Roof Age 2013, HVAC 2020 The home is located near Veterans Park, with community mail and recycling conveniently located one street over. The Arbors, Recreation Center, and The Summit are also nearby. Enjoy golf cart access to three shopping centers, medical services, restaurants, and other conveniences throughout the On Top of the World community.

The essentials

Built
1998
Price / sqft
$103
On market
31 days
Annual tax
$1,031
HOA
$478/mo
Flood zone
X · Low risk
Type
Villa

At a glance

Villa
Built 1998
Community pool
Fitness center too
1 car garage
1,412 sqft
Living area

Payment

Est. monthly payment
$1,392/mo
Down payment (20%)
$29,000
Property taxes
$86/mo
HOA
$478/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1998
Lot
-
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
31
Thermostat
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,031
Parcel #
3530-2934-02

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
-
HOA
$478/mo
Lori Sands

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #OM731926
$145,000
$103/sqft

Neighborhood

9659 SW 95th Ter #B
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $145,000
$139,000 – $145,000
95.8% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 31.

Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,393/mo
Principal & interest$756
Property taxes$86
Insurance$73
HOA$478
Down payment20% · $29,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$145,000

$103 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,412 sq ft

Time on market

31 days

Year built

1998

Monthly payment

About $1,392/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,031 annual tax bill, insurance, and the $478/mo HOA fee.

HOA fee

$478/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Christy MainListing data from Stellar MLS, MLS# OM731926.

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