13660 SE 90th Ter, photo 1
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Overview

2 bd2 ba2,109 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built1998
Lot8,712 sqft
Living area2,109 sqft
Price / sqft$187
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit Bedroom

13660 SE 90th Ter is a 1998-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,109 square feet of living space. Listed at $394,300 (about $187/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Updates and upgrades galore! This pristine Biscayne model, one of only a few built, welcomes you with a charming covered front porch, new exterior lighting, and all-new landscaping. Step through the beveled storm door with sidelights into a home filled with style and comfort. The interior and exterior have been freshly repainted, the primary bathroom has been remodeled, and the guest bathroom has been updated. The kitchen and laundry room feature painted cabinets, new hardware, a new laundry sink, new tile flooring, and more. Stainless steel appliances were added within the last couple of years, all can lights have been upgraded to LED, and every ceiling fixture is brand new. Additional improvements include all-new windows with beautiful custom blinds, a 2023 water heater, two replaced exterior doors, and a driveway, sidewalks, and front porch that were painted in 2023 and recently resealed. Roof was replaced in 2013 and the HVAC was replaced in 2015. Enjoy peaceful living on a quiet street with inviting outdoor spaces in both the front and back. This home is truly a must-see. Meticulously maintained and move-in ready, it also includes a one-year Broward Factory Service home warranty with an acceptable offer. The golf cart and select furnishings are available for purchase separately. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to medical, fine dining, shopping, and entertainment.

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The essentials

Built
1998
Price / sqft
$187
On market
9 days
Annual tax
$2,822
HOA
$214/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Community pool
Fitness center too
2 car garage
8,712 sqft lot
Lot size
2,109 sqft
Living area

Payment

Est. monthly payment
$2,702/mo
Down payment (20%)
$78,860
Property taxes
$235/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
8,712 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
9
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,822
Parcel #
6104-025-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,712 sqft
LevelPaved
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #OM732632
$394,300
$187/sqft

Neighborhood

13660 SE 90th Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $394,300
$387,500 – $394,300
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 9.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,703/mo
Principal & interest$2,056
Property taxes$235
Insurance$197
HOA$214
Down payment20% · $78,860
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$394,300

$187 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,109 sq ft

Time on market

9 days

Year built

1998

Monthly payment

About $2,702/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,822 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Jaylene SheldonListing data from Stellar MLS, MLS# OM732632.

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