2145 SE 38th St, photo 1
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Overview

3 bd2 ba1,867 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot26,136 sqft
Living area1,867 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatVaulted Ceiling(s)

2145 SE 38th St is a 1978-built home in Na, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,867 square feet of living space. Listed at $395,000 (about $212/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Renovated beauty in SE Ocala!!! This 3 bedroom 2 bath gem sits on .60 acres and is move in ready. The kitchen was fully remodeled in 2020 and has beautiful granite countertops, stainless steel appliances and large shaker cabinets. The flooring was redone in 2018 with a warm wood look. The Owner's Suite is large with a bathroom that was fully remodeled in 2026 with quartz tops, new cabinets, large free standing soaker tub and walk in shower. All of the bedrooms are very comfortable and perfect for growing families or for the grandkids to come visit. The guest bath is also being renovated. The ROOF was replaced in 2021, the DRAIN FIELD was replaced in 2025, the house was painted inside in 2018 and the exterior was done in 2021. The backyard is FULLY FENCED and is oversized for your fur babies. Only minutes away from all that Ocala has to offer, this home is truly a find!

The essentials

Built
1978
Price / sqft
$212
On market
18 days
Annual tax
$2,390
Flood zone
X · Low risk
Lot
26,136 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
2 car garage
Driveway
0.60 acres
Lot size
1,867 sqft
Living area

Payment

Est. monthly payment
$2,457/mo
Down payment (20%)
$79,000
Property taxes
$199/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
26,136 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
18
Ceiling Fans(s)
High Ceilings
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Storage
Dishwasher
Microwave
Range
Refrigerator
Elementary
South Ocala Elementary School
Middle
Osceola Middle School
High
Forest High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,390
Parcel #
29860-014-04

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Na
County
Marion
MLS Area
34480 - Ocala
Lot Size
26,136 sqft
ClearedLandscaped

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #OM732647
$395,000
$212/sqft

Neighborhood

2145 SE 38th St
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.3% – 100% of listTops out right at the list price
80% of listList price
92 of the last 182 home closings in 34480 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 18.

Sample: 182 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,457/mo
Principal & interest$2,060
Property taxes$199
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$212 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,867 sq ft

Time on market

18 days

Year built

1978

Monthly payment

About $2,457/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,390 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL REALTY SOLD GUARANTEEListing agent: Scott ColdwellListing data from Stellar MLS, MLS# OM732647.

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