

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
8920 SW 97th Lane Rd #F is a 1984-built home in Americana Village, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $136,800 (about $100/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $494 monthly.
Virtually Staged. Looking for an affordable Florida lifestyle or a place to escape the cold winters? Welcome to On Top of the World, Ocala’s premier 55+ active adult community. This move-in-ready 2-bedroom, 2-bathroom villa offers an easy, low-maintenance lifestyle with plenty of opportunities to enjoy all that this vibrant community has to offer. Inside, you’ll find newly installed flooring, fresh interior paint, and a comfortable layout ready for you to make your own. Step outside to the spacious rear lanai — the perfect spot to enjoy your morning coffee or unwind at the end of the day. A new air-conditioning unit was installed in September 2026, providing added peace of mind. On Top of the World is known for its resort-style amenities, active lifestyle and wide variety of activities and social opportunities. With approximately 175 clubs and interest groups, there is something for almost every interest. Residents can enjoy multiple golf courses, tennis, pickleball, swimming pools, a fitness center, community gardens and numerous events and activities at Circle Square. If gardening is your passion — or something you’ve always wanted to try — the community garden is conveniently located just steps from this villa. Beyond the community, Ocala offers an abundance of medical facilities, restaurants, shopping and entertainment. The renowned World Equestrian Center is also nearby, offering world-class horse shows, dining and events. Come see this move-in-ready villa and discover the convenience, amenities and lifestyle that make On Top of the World such a popular destination for active adults. Be sure to explore the community amenities while you’re here — you may just find that your next chapter in Florida starts here!
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$136,800
$100 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,368 sq ft
Time on market
14 days
Year built
1984
Monthly payment
About $1,481/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,472 annual tax bill, insurance, and the $494/mo HOA fee.
HOA fee
$494/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







