8920 SW 97th Lane Rd #F, photo 1
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Overview

2 bd2 ba1,368 sqftVilla
TypeVilla
HOA$494/mo
Built1984
Lot2,160 sqft
Living area1,368 sqft
Price / sqft$100

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)Rain GuttersBuyer Approval RequiredClubhouseCommunity Mailbox

8920 SW 97th Lane Rd #F is a 1984-built home in Americana Village, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $136,800 (about $100/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $494 monthly.

From the listing

Virtually Staged. Looking for an affordable Florida lifestyle or a place to escape the cold winters? Welcome to On Top of the World, Ocala’s premier 55+ active adult community. This move-in-ready 2-bedroom, 2-bathroom villa offers an easy, low-maintenance lifestyle with plenty of opportunities to enjoy all that this vibrant community has to offer. Inside, you’ll find newly installed flooring, fresh interior paint, and a comfortable layout ready for you to make your own. Step outside to the spacious rear lanai — the perfect spot to enjoy your morning coffee or unwind at the end of the day. A new air-conditioning unit was installed in September 2026, providing added peace of mind. On Top of the World is known for its resort-style amenities, active lifestyle and wide variety of activities and social opportunities. With approximately 175 clubs and interest groups, there is something for almost every interest. Residents can enjoy multiple golf courses, tennis, pickleball, swimming pools, a fitness center, community gardens and numerous events and activities at Circle Square. If gardening is your passion — or something you’ve always wanted to try — the community garden is conveniently located just steps from this villa. Beyond the community, Ocala offers an abundance of medical facilities, restaurants, shopping and entertainment. The renowned World Equestrian Center is also nearby, offering world-class horse shows, dining and events. Come see this move-in-ready villa and discover the convenience, amenities and lifestyle that make On Top of the World such a popular destination for active adults. Be sure to explore the community amenities while you’re here — you may just find that your next chapter in Florida starts here!

The essentials

Built
1984
Price / sqft
$100
On market
14 days
Annual tax
$2,472
HOA
$494/mo
Flood zone
X · Low risk
Lot
2,160 sqft
Type
Villa

At a glance

Villa
Built 1984
Community pool
Fitness center too
2,160 sqft lot
Lot size
1,368 sqft
Living area

Payment

Est. monthly payment
$1,481/mo
Down payment (20%)
$27,360
Property taxes
$206/mo
HOA
$494/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1984
Lot
2,160 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
14
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,472
Parcel #
3530-1926-06

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Americana Village
County
Marion
MLS Area
34481 - Ocala
Lot Size
2,160 sqft
HOA
$494/mo
Lori Sands

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #OM732873
$136,800
$100/sqft

Neighborhood

8920 SW 97th Lane Rd #F
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $136,800
$131,000 – $136,800
95.8% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 14.

Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,482/mo
Principal & interest$713
Property taxes$206
Insurance$68
HOA$494
Down payment20% · $27,360
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$136,800

$100 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,368 sq ft

Time on market

14 days

Year built

1984

Monthly payment

About $1,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,472 annual tax bill, insurance, and the $494/mo HOA fee.

HOA fee

$494/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBLACKHORSE REAL ESTATE LLCListing agent: Cheryl ReginaListing data from Stellar MLS, MLS# OM732873.

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