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About this home
12331 N Elf Pt is a 1960-built home in River Gardens Unit 02, Dunnellon. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,163 square feet of living space. Listed at $139,500 (about $120/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Charming Country Retreat on Over Half an Acre in River Gardens! Nestled in a quiet, peaceful country setting in Dunnellon, this 2-bedroom, 1-bathroom single-family home offers incredible potential on a spacious 0.57-acre lot. Featuring 1,163 square feet of interior living space, solid concrete block and wood frame construction, low-maintenance vinyl siding, and updated laminate flooring throughout, this property is ready for your finishing touches and updates to make it truly shine. Relax outdoors in comfort with a welcoming covered front porch and a large, attached Florida room/back porch—perfect for enjoying quiet, shaded afternoons overlooking the expansive backyard. The half-acre lot provides excellent privacy and ample room for outdoor projects, gardening, or storing recreational equipment to explore nearby springs and waterways. The property is also near the Withlacoochee River and Goldendale Boat Ramp, offering convenient access to boating, kayaking, and fishing. Additional features include an attached carport, central heat pump HVAC system, and private well and septic. Whether you are looking for a rewarding renovation project, an affordable primary residence, or a country getaway, this property is full of opportunity. Schedule your private showing today to explore the possibilities!
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 195 closed home sales in 34433 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$139,500
$120 per sq ft
Beds and baths
2 beds, 1 baths
Size
1,163 sq ft
Time on market
12 days
Year built
1960
Monthly payment
About $843/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $542 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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