10589 SW 98th Ln, photo 1
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Overview

2 bd2 ba1,703 sqft2 car garageSingle Family
TypeSingle Family
HOA$534/mo
Built2023
Lot9,583 sqft
Living area1,703 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatTray Ceiling(s)

10589 SW 98th Ln is a 2023-built home in Longleaf Rdg Ph V, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,703 square feet of living space. Listed at $399,000 (about $234/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $534 monthly.

From the listing

NEWER THAN NEW — 2023 build with $25K+ in upgrades already done, no construction wait, no builder lot premiums. This 2BR/2BA + flex room home in Longleaf Ridge at On Top of the World is move-in ready and immaculate. Tray ceilings, crown molding, rounded corners, and luxury vinyl plank throughout. The kitchen is the star: KitchenAid appliances, Cambria quartz counters and backsplash, shaker cabinets, and a large island with seating. Relax on the screened lanai with tongue-and-groove ceiling, or turn the flex room into an office, den, or hobby space. The primary suite has a walk-in closet and a spa-style frameless glass shower with dual-sink quartz vanity. Oversized 2-car garage with coated floor and extra-wide paver drive. Low utility costs: solar panels keep the total electric bill around $110/month (per seller; solar is leased). SELLER WILL PAY THE BUYER'S FIRST 6 MONTHS OF HOA FEES with an acceptable offer. Enjoy 55+ resort living: two championship golf courses, indoor and outdoor pools, fitness center, pickleball, tennis, trails, dog park, and a full social calendar. Furnishings and premium golf cart available separately. Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$234
On market
9 days
Annual tax
$4,842
HOA
$534/mo
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
9,583 sqft lot
Lot size
1,703 sqft
Living area

Payment

Est. monthly payment
$3,218/mo
Down payment (20%)
$79,800
Property taxes
$404/mo
HOA
$534/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
9,583 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Storage
Dishwasher
Dryer
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,842
Parcel #
3530-065-152

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Longleaf Rdg Ph V
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,583 sqft
HOA
$534/mo
Lori Sands

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #OM733102
$399,000
$234/sqft

Neighborhood

10589 SW 98th Ln
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$390,000 – $399,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 9.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,218/mo
Principal & interest$2,081
Property taxes$404
Insurance$200
HOA$534
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$234 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,703 sq ft

Time on market

9 days

Year built

2023

Monthly payment

About $3,218/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,842 annual tax bill, insurance, and the $534/mo HOA fee.

HOA fee

$534/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAXEN REALTY, LLCListing agent: Jennifer HayListing data from Stellar MLS, MLS# OM733102.

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