12166 NE 51st Cir, photo 1
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Overview

3 bd2 ba1,536 sqft2 car garageSingle Family
TypeSingle Family
HOA$475/yr
Built2010
Lot8,050 sqft
Living area1,536 sqft
Price / sqft$195
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window Treatments

12166 NE 51st Cir is a 2010-built home in Bison Valley, Oxford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,536 square feet of living space. Listed at $299,900 (about $195/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 annually.

From the listing

Virtually Staged. Bison Valley Opportunity—Just Outside The Villages. Located in the established Bison Valley neighborhood, this 3-bedroom, 2-bath Florida home offers 1,536± square feet of living space on a manageable 0.18-acre lot. Built in 2010, the home features an open-concept living area, split-bedroom floor plan and a screened lanai. The real appeal is the location. Bison Valley offers a quiet, established residential setting just outside The Villages, while putting the shopping, dining, medical care, entertainment and recreational lifestyle of The Villages within easy reach. Golf-cart access adds another layer of convenience. For buyers looking for a single-family home without the CDD fees or bond associated with many properties in The Villages, Bison Valley offers an appealing alternative with a lower HOA. The home is ready for its next owner to move in and make it their own, with plenty of opportunity to update and personalize over time. If the Bison Valley location and proximity to The Villages are what you’re looking for, this is an opportunity worth seeing. Bison Valley is an all ages community!

The essentials

Built
2010
Price / sqft
$195
On market
13 days
Annual tax
$2,852
HOA
$475/yr
Flood zone
X · Low risk
Lot
8,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
2 car garage
8,050 sqft lot
Lot size
1,536 sqft
Living area

Payment

Est. monthly payment
$1,991/mo
Down payment (20%)
$59,980
Property taxes
$238/mo
HOA
$475/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
8,050 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
13
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,852
Parcel #
D09L098

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bison Valley
County
Sumter
MLS Area
34484 - Oxford
Lot Size
8,050 sqft
ClearedLandscapedPaved
HOA
$475/yr
Bison Valley Property Owners Association, Inc.

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #OM733171
$299,900
$195/sqft

Neighborhood

12166 NE 51st Cir
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$292,500 – $299,900
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 13.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,991/mo
Principal & interest$1,564
Property taxes$238
Insurance$150
HOA$40
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$195 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,536 sq ft

Time on market

13 days

Year built

2010

Monthly payment

About $1,991/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,852 annual tax bill, insurance, and the $475/yr HOA fee.

HOA fee

$475/yr

Managed by Bison Valley Property Owners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEWGATE REALTY, LLCListing agent: Brandon PerryListing data from Stellar MLS, MLS# OM733171.

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