12605 NE 48th St, photo 1
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Overview

4 bd3 ba2,117 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2026
Lot7,800 sqft
Living area2,117 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DENSAN PARK PH 2
Type
Single Family Residence

True monthly carry

HOA
~$85/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)Crown MoldingHigh CeilingsIN Wall Pest SystemOpen FloorplanStone CountersThermostatTray Ceiling(s)

12605 NE 48th St is a 2026-built home in Densan Park Ph 2, Oxford. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,117 square feet of living space. Listed at $400,250 (about $189/sqft), 225 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Promo Price on contract signed by 5 pm 9/25/26. READY NOW. CONCRETE BLOCK CONSTRUCTION. Spacious 4/3/2 with great curb appeal, starting with the CRAFTSMAN ELEVATION. Enjoy the feel of openness with cathedral ceilings throughout the kitchen, and Great room as well as 9’H ceilings in the foyer. You will find upgraded cabinets and granite countertops in the kitchen and bathrooms, matte black plumbing & lighting fixtures, hinges and cabinet hardware along with stainless appliances (Range, Microwave and Dishwasher). Bedrooms 3 and 4 are connected with Jack N Jill bathroom, Standard 12 x 24 tile in all areas of the home except the bedrooms which are carpeted. Enjoy the outdoor space on the 12x10 covered patio. The master bath has a 5' tiled shower in lieu of a tub/shower combo. 1.5 mile from the new Costco and Hobby lobby. Publix, Marshalls, Bealls, Ace Hardware, Fresh Market, Bonefish Grill, Olive Garden, Starbucks, Dunkin, IHop and medical offerings all nearby. Enjoy the convivence of village living without the Bond or the CDD.

The essentials

Built
2026
Price / sqft
$189
On market
225 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
7,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
7,800 sqft lot
Lot size
2,117 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,889/mo
Down payment (20%)
$80,050
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,800 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
225
Cathedral Ceiling(s)
Crown Molding
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Community Mailbox
Dog Park
Gated Community - No Guard
Playground
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08H089

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph 2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
7,800 sqft
Cleared
HOA
$1,020/yr
Vickie Couture

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM719776
$400,250-1.2%
$189/sqft
-
Price change
Source: Stellar MLS #OM719776
$405,250-5.8%
$191/sqft
2/27/2026
Listed for sale
Source: Stellar MLS #OM719776
$430,250
$203/sqft

Neighborhood

12605 NE 48th St
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $400,250
$390,000 – $400,250
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 225 after a $30,000 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,890/mo
Principal & interest$2,087
Property taxes$517
Insurance$200
HOA$85
Down payment20% · $80,050
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,250

$189 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,117 sq ft

Time on market

225 days

Year built

2026

Monthly payment

About $2,889/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Couture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM719776.

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