12601 NE 48th St, photo 1
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Overview

4 bd2 ba2,320 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2026
Lot78,010 sqft
Living area2,320 sqft
Price / sqft$178
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DENSAN PARK PH 2
Type
Single Family Residence

True monthly carry

HOA
~$85/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsIN Wall Pest SystemOpen FloorplanSolid Surface CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)

12601 NE 48th St is a 2026-built home in Densan Park Ph 2, Oxford. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,320 square feet of living space. Listed at $413,750 (about $178/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Under Construction. CONCRETE BLOCK CONSTRUCTION. Est Completion Oct/Nov barring any unforeseen setbacks in materials or labor. Spacious 4/2/2 with this builder's signature curb appeal which include stone accents, glass front entry door with transom window bringing in lots of natural light into the foyer. Enjoy the feel of openness with vaulted ceilings throughout the kitchen, nook and family room as well as 10’H ceilings in the foyer and formal dining room. TILE ALL AREAS EXCEPT BEDROOMS. Big family or like to entertain? You will be excited about the flow into the family room. Appreciate the upgraded cabinets and granite countertops in the kitchen and bathrooms, matte black plumbing & lighting fixtures, hinges and cabinet hardware along with stainless appliances. Secondary bath includes a tiled tub surround upgrade taking it to the next level. Step out onto the extended 16x14 covered patio and enjoy some outdoor living. Built on a premium 65' W lot. DENSAN PARK offers exclusive amenities—Pickle Ball Courts, Full-Court Basketball, Gated Playground, Dog Park, and Covered Picnic Areas—all just minutes from The Villages’ shopping, dining, and entertainment, and LESS THAN 2 MILES FROM THE VILLAGES CHARTER SCHOOLS, COSTCO AND HOBBY LOBBY. Luxury, leisure, and location—this home has it all. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary. You could be in before the holidays!

The essentials

Built
2026
Price / sqft
$178
On market
61 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
78,010 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
78,010 sqft lot
Lot size
2,320 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,984/mo
Down payment (20%)
$82,750
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
78,010 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
61
Crown Molding
High Ceilings
IN Wall Pest System
Open Floorplan
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Community Mailbox
Dog Park
Gated Community - No Guard
Golf Carts OK
Park
Playground
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08H088

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph 2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
78,010 sqft
Cleared
HOA
$1,020/yr
Vickie Couture

Price history

Date
Event
Price
8/9/2026
Listed for sale
Source: Stellar MLS #OM730046
$413,750
$178/sqft

Neighborhood

12601 NE 48th St
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $413,750
$402,500 – $413,750
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 61.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,984/mo
Principal & interest$2,158
Property taxes$534
Insurance$207
HOA$85
Down payment20% · $82,750
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$413,750

$178 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,320 sq ft

Time on market

61 days

Year built

2026

Monthly payment

About $2,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Couture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM730046.

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