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Overview

4 bd2 ba1,820 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2026
Lot7,800 sqft
Living area1,820 sqft
Price / sqft$210
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DENSAN PARK PH2
Type
Single Family Residence

True monthly carry

HOA
~$85/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)Community Mailbox

12606 NE 48th St is a 2026-built home in Densan Park Ph2, Oxford. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,820 square feet of living space. Listed at $382,250 (about $210/sqft), 261 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Promo Price on contract signed by 5 pm 9/25/26. READY NOW. CONCRETE BLOCK CONSTRUCTION. Spacious 4/2/2, front bedroom with double doors make a fabulous home office. Enjoy the feel of openness with vaulted ceilings throughout the kitchen, bedrooms and dining room as well as 10’H ceilings in the foyer and family room. You will find upgraded cabinets and granite countertops in the kitchen and bathrooms along with stainless appliances (Range, Microwave and Dishwasher). Tile in all areas of the home except the bedrooms which are carpeted. The master bath has the 5’ tiled shower in lieu of a tub/shower combo. Combine all that with the curb appeal to include stone accents, the 3rd CAR GARAGE and call it home!

The essentials

Built
2026
Price / sqft
$210
On market
261 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
7,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
7,800 sqft lot
Lot size
1,820 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,764/mo
Down payment (20%)
$76,450
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,800 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
261
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - No Guard
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08H094

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
7,800 sqft
Landscaped
HOA
$1,020/yr
Vickie Couture

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM717388
$382,250-1.3%
$210/sqft
-
Price change
Source: Stellar MLS #OM717388
$387,250-6.4%
$213/sqft
1/25/2026
Listed for sale
Source: Stellar MLS #OM717388
$413,850
$227/sqft

Neighborhood

12606 NE 48th St
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $382,250
$372,500 – $382,250
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 261 after a $31,600 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,763/mo
Principal & interest$1,994
Property taxes$494
Insurance$191
HOA$85
Down payment20% · $76,450
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$382,250

$210 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,820 sq ft

Time on market

261 days

Year built

2026

Monthly payment

About $2,764/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Couture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM717388.

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