8121 SW 107th Pl, photo 1
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Overview

2 bd2 ba1,394 sqft1 car garageSingle Family
TypeSingle Family
HOA$123/mo
Built1988
Lot10,019 sqft
Living area1,394 sqft
Price / sqft$126
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)GardenDishwasherMicrowaveRangeRefrigerator

8121 SW 107th Pl is a 1988-built home in Palm Cay, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,394 square feet of living space. Listed at $175,000 (about $126/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123 monthly.

From the listing

Welcome to 8121 SW 107th Place in Palm Cay, a desirable 55+ community in Ocala, Florida. This charming 2-bedroom, 2-bath home offers a comfortable, easy-to-maintain layout with a 1-car garage, bonus office space, irrigation system, gutters, and an outdoor patio. Inside, laminate flooring flows through the main living areas and bedrooms, creating a clean and cohesive look. The spacious living and dining room combination provides plenty of flexibility for everyday living and entertaining, while the additional bonus space at the rear of the home is ideal for a home office, hobby room, reading area, or additional sitting room. New Roof and Water Heater The galley-style kitchen features stainless steel appliances and an electric range, with an adjoining dinette area for casual meals. Ceramic tile provides a durable finish in the kitchen, dinette, bathrooms, and laundry room. The primary bedroom features laminate flooring, a walk-in closet, and a private ensuite bathroom with a shower. The guest bedroom also offers laminate flooring and a built-in closet, providing comfortable accommodations for visiting family and friends. Step outside to enjoy the Florida weather from the patio, while the irrigation system helps simplify lawn care. An attached 1-car garage provides additional parking and storage. Palm Cay offers an active 55+ lifestyle with community amenities that include a swimming pool, clubhouse, shuffleboard courts, and tennis court—giving residents plenty of opportunities to relax, stay active, and connect with neighbors. Conveniently located in Ocala near shopping, dining, medical services, recreation, and everyday conveniences, this Palm Cay home combines comfortable living with the amenities of an established 55+ community. Whether you're searching for a full-time residence or a low-maintenance Florida home, 8121 SW 107th Place is ready to welcome you home.

The essentials

Built
1988
Price / sqft
$126
On market
7 days
Annual tax
$1,016
HOA
$123/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
1 car garage
10,019 sqft lot
Lot size
1,394 sqft
Living area

Payment

Est. monthly payment
$1,208/mo
Down payment (20%)
$35,000
Property taxes
$85/mo
HOA
$123/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
7
Ceiling Fans(s)
Garden
Dishwasher
Microwave
Range
Refrigerator
Elementary
Marion Oaks Elementary School
Middle
Horizon Academy/Mar Oaks
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,016
Parcel #
35773-006-49

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Cay
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,019 sqft
HOA
$123/mo
Robert at Palm Cay Operations LLC

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #OM733355
$175,000
$126/sqft

Neighborhood

8121 SW 107th Pl
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$170,000 – $175,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 7.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,208/mo
Principal & interest$913
Property taxes$85
Insurance$88
HOA$123
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$126 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,394 sq ft

Time on market

7 days

Year built

1988

Monthly payment

About $1,208/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,016 annual tax bill, insurance, and the $123/mo HOA fee.

HOA fee

$123/mo

Managed by Robert at Palm Cay Operations LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Garrett HuffmanListing data from Stellar MLS, MLS# OM733355.

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