4180 SW 103rd Street Rd, photo 1
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Overview

4 bd3 ba2,229 sqftSingle Family
TypeSingle Family
HOANone listed
Built2007
Lot20,038 sqft
Living area2,229 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersTray Ceiling(s)Walk-in Closet(s)Fire PitPrivate Yard

4180 SW 103rd Street Rd is a 2007-built home in Ocala Waterway Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,229 square feet of living space. Listed at $415,000 (about $186/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained 4-bedroom, 3-bath home in the desirable Waterway Estates community of Southwest Ocala. Offering 2,229 heated square feet and 2,691 total square feet, this spacious residence features an open and inviting floor plan designed for comfortable living and entertaining. Enjoy a large family room with elegant tray ceilings, recessed lighting, and updated luxury vinyl plank flooring. The kitchen opens seamlessly to the dining and living areas and features stainless steel appliances, white cabinetry, and a convenient breakfast bar. Architectural details including arched openings and a welcoming foyer enhance the home’s character and charm. Situated on a fully fenced .46-acre lot, the property also offers a two-car garage, central heating and air conditioning, and attic fans throughout for added comfort and efficiency. Conveniently located in beautiful Southwest Ocala near shopping, dining, parks, and schools, this move-in-ready home provides the perfect combination of space, style, and functionality.

The essentials

Built
2007
Price / sqft
$186
On market
9 days
Annual tax
$3,073
Flood zone
X · Low risk
Lot
20,038 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
0.46 acres
Lot size
2,229 sqft
Living area

Payment

Est. monthly payment
$2,628/mo
Down payment (20%)
$83,000
Property taxes
$256/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
20,038 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
9
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Fire Pit
Private Yard
Storage
Dishwasher
Disposal
Microwave
Range
Elementary
Hammett Bowen Jr. Elementary
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,073
Parcel #
3578-011-017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocala Waterway Estate
County
Marion
MLS Area
34476 - Ocala
Lot Size
20,038 sqft

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #OM733644
$415,000
$186/sqft

Neighborhood

4180 SW 103rd Street Rd
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.2% – 100% of listTops out right at the list price
80% of listList price
236 of the last 471 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 9.

Sample: 471 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,628/mo
Principal & interest$2,164
Property taxes$256
Insurance$208
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$186 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,229 sq ft

Time on market

9 days

Year built

2007

Monthly payment

About $2,628/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,073 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTYListing agent: David Melendez, JrListing data from Stellar MLS, MLS# OM733644.

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