

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- OCALA WATERWAY ESTATE
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4085 SW 111 Th Pl is a 2026-built home in Ocala Waterway Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,332 square feet of living space. Listed at $446,900 (about $192/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. EXUMA X – BEAUTIFUL NEW CONSTRUCTION! Discover the Exuma X - 3 Car Garages, a thoughtfully designed new-construction home featuring an inviting layout, quality finishes, and spacious living areas. Photos shown are of a different home featuring the same floor plan and are provided for illustrative purposes; finishes, colors, features, and selections may vary from the home offered for sale. The home welcomes you with an attractive stone-accented front exterior, 9+ foot ceilings, and an impressive 8-foot sliding glass door that creates a seamless connection between the great room and covered lanai. The open-concept living area provides an ideal setting for everyday living and entertaining. The kitchen features quartz countertops, solid-wood cabinetry with soft-close doors and drawers, attractive hardware, and a spacious center island. A generously sized pantry and conveniently located laundry room provide additional storage and functionality. The spacious primary suite offers a private retreat with a well-appointed bathroom featuring a tiled walk-in shower, dual vanities, a large walk-in closet, and a private water closet. Three additional bedrooms provide flexibility for guests, family, or a home office. One of the secondary bedrooms is designed as an in-law suite and includes a flex room, private bathroom, and walk-in closet. The expansive great room provides plenty of space to relax and gather. Solid-surface flooring throughout the main living areas offers a practical, easy-care finish, while raised-height vanities and toilets provide added comfort in the bathrooms. Enjoy Florida's outdoor lifestyle from the oversized covered lanai, offering additional space for outdoor dining, relaxation, and entertaining. BUILDER INCENTIVE: Builder will contribute up to $15,000 toward buyer's allowable closing costs, prepaid expenses, and/or mortgage rate buydown. Terms, conditions, eligibility, and lender approval apply. Buyer should verify all incentive details and available options with the builder and preferred lender. For additional information or to see the Exuma X model, visit the model home at 5069 SW 109th Loop, Ocala, FL. Contact the listing agent for details, availability, specifications, and showing information.
The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$446,900
$192 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,332 sq ft
Time on market
2 days
Year built
2026
Monthly payment
About $2,618/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $766 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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