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Overview

3 bd2 ba1,448 sqft1 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built1981
Lot15,386 sqft
Living area1,448 sqft
Price / sqft$189
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboSplit BedroomWalk-in Closet(s)Fire PitDeed RestrictionsDishwasherElectric Water HeaterMicrowave

11129 W Cedar Lake Dr is a 1981-built home in Cedar Lake Estates, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,448 square feet of living space. Listed at $274,000 (about $189/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $250 annually.

From the listing

Welcome to Florida’s beautiful Nature Coast, where space, freedom, and location come together! This unique opportunity includes THREE parcels totaling approximately 1.03 acres, offering endless possibilities to create your own private Florida retreat. Bring your boat, RV, and recreational toys, there’s room for it all! Conveniently located just minutes from Downtown Crystal River, nearby boat ramps, and the beautiful Rainbow River, you’ll enjoy easy access to boating, fishing, kayaking, and everything the Nature Coast lifestyle provides. ***From the moment you arrive, you’ll appreciate the beautifully landscaped entrance and inviting curb appeal. Inside, the home features an open floor plan, newer roof and windows, and a versatile bonus room currently used as a home office. Unique brick finishes and wood trim give this home a cozy vibe. ***Step outside to your fenced backyard, where mature oak trees provide natural beauty and shade. Need a little extra space? You’ll love the 8x10 air-conditioned retreat, complete with Wi-Fi and ideal for a she shed, man cave, hobby room, or creative workspace. An additional 10x20 utility building provides ample storage for lawn equipment, tools, and outdoor essentials.***The two adjoining vacant parcels have their own parcel IDs, giving you option to keep all three or subdivide later. Seller will not subdivide- all three are being sold together. Whether you're looking for a full-time residence, seasonal getaway, or room to spread out, this Nature Coast property is an opportunity you won't want to miss. Crystal River is one of Florida's most charming waterfront communities. Here you can swim with the manatees in Kings Bay, enjoy would-class boating with 2 boat ramps right down the road, fishing, and scalloping in the Gulf of Mexico, explore hiking and biking trails, wildlife preserves, and natural springs. You will also love the experience of small-town friendliness with vibrant shops, dining, and community events. This home isn't just a place to live- it's a lifestyle. Schedule your private showing today!

The essentials

Built
1981
Price / sqft
$189
On market
3 days
Annual tax
$1,606
HOA
$250/yr
Flood zone
AE
Lot
15,386 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
1 car garage
Driveway
0.35 acres
Lot size
1,448 sqft
Living area

Payment

Est. monthly payment
$1,721/mo
Down payment (20%)
$54,800
Property taxes
$134/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
15,386 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
3
Kitchen/Family Room Combo
Split Bedroom
Walk-in Closet(s)
Fire Pit
Deed Restrictions
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,606
Parcel #
17E-18S-06-0010-000B0-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cedar Lake Estates
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
15,386 sqft
Flood Insurance RequiredFloodZoneIn CountyLandscapedPavedUnincorporated
HOA
$250/yr
Cedar Lakes Estates of Crystal River HOA

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #OM733744
$274,000
$189/sqft

Neighborhood

11129 W Cedar Lake Dr
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $274,000
$260,000 – $274,000
94.5% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 home closings in 34428 landed at this number or higher (52%). The median one sat 72 days before it went under contract, and this one is on day 3.

Sample: 66 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,721/mo
Principal & interest$1,429
Property taxes$134
Insurance$137
HOA$21
Down payment20% · $54,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,000

$189 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,448 sq ft

Time on market

3 days

Year built

1981

Monthly payment

About $1,721/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,606 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Cedar Lakes Estates of Crystal River HOA.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byLPT REALTY, LLCListing agent: Angie MangiapaneListing data from Stellar MLS, MLS# OM733744.

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