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10627 SW 96th Lane Rd, photo 1
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Overview

3 bd3 ba2,907 sqft3 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2026
Lot10,880 sqft
Living area2,907 sqft
Price / sqft$240
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ON TOP OF THE WORLD
Type
Single Family Residence

True monthly carry

HOA
~$494/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Stone CountersThermostatTray Ceiling(s)Walk-in Closet(s)LightingClubhouseDeed RestrictionsDog Park

10627 SW 96th Lane Rd is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,907 square feet of living space. Listed at $697,970 (about $240/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Welcome to this beautifully upgraded Aberdeen model in the sought-after On Top of the World community in Ocala! Offering approximately 2,907 square feet of living space, this home combines spacious living with stylish upgrades and the best of Florida living. The attractive upgraded elevation creates wonderful curb appeal, while the extended covered lanai provides the perfect setting for outdoor relaxation and entertaining. Inside, the thoughtfully upgraded kitchen features beautifully painted cabinetry, elegant quartz countertops, and a stylish tile backsplash. Matching upgraded painted cabinetry in the bathrooms adds a cohesive, refined touch throughout. Enjoy the beauty and durability of 15x30 porcelain tile flooring laid in a staggered pattern throughout the entire home, creating a seamless and elegant look. Step outside to the extended covered lanai and enjoy your morning coffee, unwind in the afternoon, or entertain family and friends year-round. Located in the desirable On Top of the World community, residents enjoy an exceptional active adult lifestyle with resort-style amenities, recreational opportunities, clubs, and social activities. This beautifully appointed Aberdeen model is ready to welcome you home!

The essentials

Built
2026
Price / sqft
$240
On market
2 days
Annual tax
$328
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
10,880 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
3 car garage
Driveway
0.25 acres
Lot size
2,907 sqft
Living area

Payment

Est. monthly payment
$4,510/mo
Down payment (20%)
$139,594
Property taxes
$27/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,880 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
2
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Microwave
Range Hood
Smart Appliances
Flood Zone X
Annual Tax (2026)
$328
Parcel #
3530-065-025

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,880 sqft
ClearedLandscapedPaved
HOA
$493.63/mo
lori Sands

Price history

Date
Event
Price
11/13/2026
Listed for sale
Source: Stellar MLS #OM735793
$697,970
$240/sqft

Neighborhood

10627 SW 96th Lane Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $697,970
$685,000 – $697,970
97.8% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 2.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,510/mo
Principal & interest$3,640
Property taxes$27
Insurance$349
HOA$494
Down payment20% · $139,594
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$697,970

$240 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,907 sq ft

Time on market

2 days

Year built

2026

Monthly payment

About $4,510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $328 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Jason TaflingerListing data from Stellar MLS, MLS# OM735793.

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