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Overview

6 bd3 ba3,415 sqft2 car garageSingle Family
TypeSingle Family
HOA$18/mo
Built2023
Lot5,750 sqft
Living area3,415 sqft
Price / sqft$113
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatWalk-in Closet(s)

4395 Trotters Way is a 2023-built home in Saddle Crk Preserve Ph 1 / Saddle Creek, Lakeland. Inside you'll find 6 bedrooms, 3 bathrooms, and 3,415 square feet of living space. Listed at $385,000 (about $113/sqft), 458 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $18 monthly.

From the listing

Virtually Staged. Built in 2023 on a premium lakefront lot with no rear neighbors & tranquil lake views, this 6-bed, 3-full bath home with an office/flex room features open-concept living & the largest floor plan in the community at 3,415 sq. ft. Saddle Creek Preserve offers a community pool & dog park, both with serene water views. The kitchen is a true centerpiece, with granite countertops, an island with a breakfast bar, stainless steel appliances, a walk-in pantry & ample cabinet space. The primary suite is conveniently located on the first floor & includes an en-suite bathroom that features dual sinks, a oversized walk-in shower, private water closet & a walk-in closet. An additional bedroom is also located on the first floor, along with an office/flex room. Upstairs, you’ll find four additional bedrooms, one with a walk-in closet, & a 26'x23'4" loft, offering plenty of flexible space to customize to your needs.Enjoy a peaceful lakefront setting in your own backyard, perfect for quiet mornings or relaxing evenings. Or, take a short drive to Historic Downtown Lakeland, just 8 miles away, where you can explore charming boutiques, cozy coffee shops & a vibrant dining scene featuring local favorites like Nineteen61, Harry’s Seafood, Black & Brew Coffee or Vasco Sixty-One’s rooftop bar with scenic views. Is it really Saturday if you haven’t visited the infamous Downtown Farmers Curb Market? The market spans five city blocks & typically features 100–120 vendors. It’s way more than a place to grab veggies...it’s a community hub that showcases the best of local food, creativity & culture. With convenient access to I-4, commuting to Tampa or Orlando is a breeze. Don’t miss this opportunity to own a lakefront home that offers both peaceful surroundings & close proximity to everything Lakeland has to offer. Schedule your showing today!!

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The essentials

Built
2023
Price / sqft
$113
On market
458 days
Annual tax
$5,260
HOA
$18/mo
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Pond
Community pool
Shared amenity
2 car garage
5,750 sqft lot
Lot size

Payment

Est. monthly payment
$2,657/mo
Down payment (20%)
$77,000
Property taxes
$438/mo
HOA
$18/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,750 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
458
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Dog Park
Park
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone x
Annual Tax (2024)
$5,260
Parcel #
24-28-12-178758-003770

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Crk Preserve Ph 1 / Saddle Creek
County
Polk
MLS Area
33805 - Lakeland / Gibsonia
Lot Size
5,750 sqft
Sidewalk
HOA
$18/mo
Heath Beckett EXT 536

Price history

Date
Event
Price
7/12/2026
Price change
Source: Stellar MLS #P4935713
$385,000-3.7%
$113/sqft
-
Price change
Source: Stellar MLS #P4935713
$400,000-4.8%
$117/sqft
7/11/2025
Listed for sale
Source: Stellar MLS #P4935713
$420,000
$123/sqft

Neighborhood

4395 Trotters Way
Lakeland, FL, 33805 · 33805 - Lakeland / Gibsonia

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
67 of the last 104 home closings in 33805 landed at this number or higher (64%). The median one sat 29 days before it went under contract, and this one is on day 458 after a $35,000 cut.

Sample: 104 closed home sales in 33805 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,657/mo
Principal & interest$2,008
Property taxes$438
Insurance$193
HOA$18
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$113 per sq ft

Beds and baths

6 beds, 3 baths

Size

3,415 sq ft

Time on market

458 days

Year built

2023

Monthly payment

About $2,657/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,260 annual tax bill, insurance, and the $18/mo HOA fee.

HOA fee

$18/mo

Managed by Heath Beckett EXT 536.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFLORIDA REALTY MARKETPLACEListing agent: Jenn ManzellaListing data from Stellar MLS, MLS# P4935713.

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