4146 Sprucewood St, photo 1
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Overview

2 bd2 ba1,344 sqftManufactured Home
TypeManufactured Home
HOA$166.33/mo
Built1982
Lot3,681 sqft
Living area1,344 sqft
Price / sqft$104

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Awning(s)French DoorsRain GuttersBuyer Approval RequiredClubhouseDeed RestrictionsGated Community - No Guard

4146 Sprucewood St is a 1982-built home in Oakwood Estates, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $140,000 (about $104/sqft), 115 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $166.33 monthly.

From the listing

You won't want to miss this opportunity. This 1344 sf home located in Oakwood Estates, a 55+ community. From the carport walk into the lanai, perfect for entertaining. From there step through the French doors into the open and inviting home with an open and updated kitchen with newer appliances including a cooktop, built in double ovens, built in microwave, and nice sized refrigerator. Past the kitchen you will see the comfortable dining area with built in cabinetry. Then follow through to the spacious living room with more built in cabinets. Returning back through the kitchen you will find the family room area which is open to the kitchen, just perfect for those family and friends get togethers. The main bathroom has been updated with a beautiful shower and updated stool. The guest bedroom is attached to this bath. At the back of the home you will find the primary bedroom complete with two built in closets and a nice sized bathroom attached. The shingled room was installed in 2025 and the air conditioner and water heater were installed in 2021. Oakwood Estates offers many amenities as well as activities. You can join in on the activities or just sit back and watch the world go by.

The essentials

Built
1982
Price / sqft
$104
On market
115 days
Annual tax
$1,024
HOA
$166.33/mo
Flood zone
X · Low risk
Lot
3,681 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1982
Community pool
Shared amenity
3,681 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$1,051/mo
Down payment (20%)
$28,000
Property taxes
$85/mo
HOA
$166.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1982
Lot
3,681 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
115
Ceiling Fans(s)
Awning(s)
French Doors
Rain Gutters
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,024
Parcel #
25-29-02-356710-001840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwood Estates
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
3,681 sqft
HOA
$166.33/mo
Heidi Thompson

Price history

Date
Event
Price
6/19/2026
Listed for sale
Source: Stellar MLS #P4939076
$140,000
$104/sqft

Neighborhood

4146 Sprucewood St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $140,000
$139,000 – $140,000
99.5% – 100% of listTops out right at the list price
80% of listList price
116 of the last 197 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 115.

Sample: 197 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,051/mo
Principal & interest$730
Property taxes$85
Insurance$70
HOA$166
Down payment20% · $28,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$140,000

$104 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,344 sq ft

Time on market

115 days

Year built

1982

Monthly payment

About $1,051/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,024 annual tax bill, insurance, and the $166.33/mo HOA fee.

HOA fee

$166.33/mo

Managed by Heidi Thompson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: KATHY DevorListing data from Stellar MLS, MLS# P4939076.

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