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Overview

3 bd2 ba1,169 sqftSingle Family
TypeSingle Family
HOANone listed
Built2007
Lot16,054 sqft
Living area1,169 sqft
Price / sqft$167

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenThermostatSidewalkStorageDryerElectric Water HeaterMicrowave

224 Montego Dr is a 2007-built home in Ridgewood Estates, Sebring. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,169 square feet of living space. Listed at $195,000 (about $167/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of Sebring, where comfort, convenience, and Florida charm come together. Offering over 1,100 square feet of thoughtfully designed living space, this move-in-ready gem is ideal for first-time homebuyers, retirees, seasonal residents, or anyone looking to enjoy a relaxed Florida lifestyle. Step inside the new flooring and be greeted by a bright, open-concept layout filled with natural light. The updated kitchen features abundant cabinetry, elegant stone countertops, and plenty of workspace to inspire your culinary creations. The primary suite offers a peaceful retreat with its own en-suite bathroom and generous closet space. Two additional bedrooms provide versatility for family members, guests, or home office. Stepping outside, you'll discover a backyard oasis. The beautiful, landscaped yard features a variety of fruit and vegetable plants, creating a tranquil setting that feels like a private garden retreat. The utility shed is connected to electricity and water for washer and drier connections. Ideally, situated in a quiet neighborhood, you'll appreciate being just minutes from shopping, dining, medical facilities, and all the conveniences Sebring has to offer. Schedule your private showing, today and discover why this could be the perfect place to call home!

The essentials

Built
2007
Price / sqft
$167
On market
108 days
Annual tax
$1,675
Flood zone
X · Low risk
Lot
16,054 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
0.37 acres
Lot size
1,169 sqft
Living area

Payment

Est. monthly payment
$1,254/mo
Down payment (20%)
$39,000
Property taxes
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
16,054 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
108
Ceiling Fans(s)
Eat-in Kitchen
Thermostat
Sidewalk
Storage
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,675
Parcel #
C-28-34-29-091-0000-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridgewood Estates
County
Highlands
MLS Area
33870 - Sebring
Lot Size
16,054 sqft

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #P4939162
$195,000-7.1%
$167/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #P4939162
$210,000
$180/sqft

Neighborhood

224 Montego Dr
Sebring, FL, 33870 · 33870 - Sebring

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$195,000
99.5% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 33870 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 108 after a $15,000 cut.

Sample: 47 closed home sales in 33870 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,254/mo
Principal & interest$1,017
Property taxes$140
Insurance$98
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$167 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,169 sq ft

Time on market

108 days

Year built

2007

Monthly payment

About $1,254/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,675 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Anthony MedinaListing data from Stellar MLS, MLS# P4939162.

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