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Overview

4 bd2 ba2,012 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built2006
Lot8,451 sqft
Living area2,012 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboWalk-in Closet(s)Window TreatmentsLightingPrivate Mailbox

5638 Royal Hills St is a 2006-built home in Royal Hills, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,012 square feet of living space. Listed at $294,500 (about $146/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

WELCOME TO THIS WELL-KEPT PROPERTY WITH LOW HOA FEE. THIS IS A SPLIT PLAN FOUR BEDROOM/TWO BATH HOME. THE PROPERTY HAS A LIVING, DINING AND FAMILY ROOM. THE EAT-IN KITCHEN IS LIGHT AND BRIGHT. THERE IS AN INSIDE LAUNDRY ROOM. THE BEDROOMS ARE NICELY SIZED. VAULTED AND CATHEDRAL CEILINGS ALONG WITH NUMEROUS PLANT SHELVES ADD CHARACTER TO THIS HOME. THERE IS A SCREENED PORCH OFF THE FAMILY ROOM THAT LOOKS OUT AT THE TOTALLY FENCED BACK YARD. THIS HOME IS CENTRALLY LOCATED AND CLOSE TO SHOPPING, I-4, HWY 27 AND BETWEEN TAMPA AND ORLANDO. PRICED TO SELL. NEW A/C & ROOF IN 2022.

The essentials

Built
2006
Price / sqft
$146
On market
54 days
Annual tax
$4,064
HOA
$300/yr
Flood zone
X · Low risk
Lot
8,451 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
Driveway
8,451 sqft lot
Lot size
2,012 sqft
Living area

Payment

Est. monthly payment
$2,047/mo
Down payment (20%)
$58,900
Property taxes
$339/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,451 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
54
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Private Yard
Storage
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,064
Parcel #
26-28-01-521037-000990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Hills
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
8,451 sqft
In CountyLandscapedLevelPaved
HOA
$300/yr
GARRISON PROPERTY MANAGEMENT

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #P4939553
$294,500-1.7%
$146/sqft
-
Price change
Source: Stellar MLS #P4939553
$299,500-7.8%
$149/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #P4939553
$324,900
$161/sqft

Neighborhood

5638 Royal Hills St
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $294,500
$292,500 – $294,500
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 54 after a $30,400 cut.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,047/mo
Principal & interest$1,536
Property taxes$339
Insurance$147
HOA$25
Down payment20% · $58,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,500

$146 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,012 sq ft

Time on market

54 days

Year built

2006

Monthly payment

About $2,047/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,064 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by GARRISON PROPERTY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byQUINN & COMPANY REALTORS, LLCListing agent: Brenda J QuinnListing data from Stellar MLS, MLS# P4939553.

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